Chest CT scan (with and without contrast) at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$194.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,737.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$194.55 with WELLCARE vs $3,416.37 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MEDICARE ADVANTAGE $194.55 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $194.55 ↑ +0%
WELLCARE MANAGED MEDICAID $194.55 ↑ +0%
VACCN ALL PRODUCTS $194.55 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $204.28 ↑ +5%
AETNA MEDICARE ADVANTAGE $212.06 ↑ +9%
UNITED HEALTHCARE DSNP $233.47 ↑ +20%
KARNA MEDICARE ADVANTAGE $369.94 ↑ +90%
CIGNA HMO $433.07 ↑ +123%
CIGNA PPO $433.07 ↑ +123%
UNITED HEALTHCARE HMO $434.32 ↑ +123%
AETNA HMO $640.85 ↑ +229%
AETNA PPO $640.85 ↑ +229%
CLOVER MEDICARE ADVANTAGE $672.66 ↑ +246%
AETNA MANAGED MEDICAID $691.35 ↑ +255%
UNITED HEALTHCARE MANAGED MEDICAID $714.00 ↑ +267%
SEOUL MEDICAL GROUP ALL PRODUCTS $766.09 ↑ +294%
AMERIHEALTH LOCAL HMO $787.68 ↑ +305%
AMERIHEALTH REGIONAL HMO $801.30 ↑ +312%
OXFORD ALL PRODUCTS $2,021.72 ↑ +939%
HORIZON PIP $2,432.79 ↑ +1150%
HORIZON WORKERS COMP $2,510.89 ↑ +1191%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,578.53 ↑ +1225%
HORIZON OMNIA $2,698.49 ↑ +1287%
BERGEN RISK ALL PRODUCTS $2,802.75 ↑ +1341%
AETNA ASA $2,926.07 ↑ +1404%
CIGNA BH $2,989.60 ↑ +1437%
MULTIPLAN - PHCS ALL PRODUCTS $3,176.45 ↑ +1533%
HORIZON SHP $3,207.84 ↑ +1549%
HORIZON INDEMNITY $3,325.93 ↑ +1610%
HORIZON HMO $3,328.17 ↑ +1611%
QUALCARE WORKERS COMP $3,393.20 ↑ +1644%
QUALCARE PPO $3,393.20 ↑ +1644%
QUALCARE HMO $3,393.20 ↑ +1644%
HORIZON PPO $3,416.37 ↑ +1656%
AMERIGROUP MANAGED MEDICAID not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Chest CT scan (with and without contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $197.04 $197.04 – $2,083.00
Hackensack University Medical Center Hackensack $209.65 $167.72 – $3,036.82
Ocean University Medical Center Brick $194.55 $178.02 – $2,083.00
JFK Johnson Rehabilitation Institute (JRI) Edison $197.21 $178.02 – $704.35
Jersey Shore University Medical Center Neptune City $197.04 $197.04 – $2,083.00
Palisades Medical Center North Bergen $209.65 $209.65 – $787.68
Raritan Bay Medical Center Perth Amboy $197.21 $197.21 – $1,752.00
Riverview Medical Center Red Bank $197.04 $197.04 – $2,083.00

All New-jersey hospitals for this procedure →