Caregiver training strategies&tq ea addl 15 min at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$33.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$96.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.77 with AETNA vs $471.00 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $12.77 ↓ -61%
CLOVER MEDICARE ADVANTAGE $17.28 ↓ -48%
SEOUL MEDICAL GROUP ALL PRODUCTS $19.87 ↓ -40%
AMERIGROUP MANAGED MEDICAID $33.04 ↑ +0%
VACCN ALL PRODUCTS $33.04 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $34.69 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $35.35 ↑ +7%
AETNA MEDICARE ADVANTAGE $36.01 ↑ +9%
UNITED HEALTHCARE DSNP $39.65 ↑ +20%
KARNA MEDICARE ADVANTAGE $44.63 ↑ +35%
UNITED HEALTHCARE MANAGED MEDICAID $56.54 ↑ +71%
HORIZON MANAGED MEDICAID $60.00 ↑ +82%
HORIZON OMNIA $73.34 ↑ +122%
HORIZON PIP $74.30 ↑ +125%
HORIZON WORKERS COMP $74.82 ↑ +126%
AETNA ASA $75.17 ↑ +128%
CIGNA BH $76.80 ↑ +132%
HORIZON INDEMNITY $80.67 ↑ +144%
MULTIPLAN - PHCS ALL PRODUCTS $81.60 ↑ +147%
AMERIHEALTH LOCAL HMO $83.09 ↑ +151%
AETNA HMO $86.40 ↑ +162%
AETNA PPO $86.40 ↑ +162%
BRIGHTON HEALTH PLAN ALL PRODUCTS $86.40 ↑ +162%
HORIZON SHP $89.57 ↑ +171%
ACTIVECARE FIRST MCO ALL PRODUCTS $90.00 ↑ +172%
HORIZON HMO $90.43 ↑ +174%
CIGNA HMO $91.80 ↑ +178%
CIGNA PPO $91.80 ↑ +178%
HORIZON PPO $92.74 ↑ +181%
AMERIHEALTH REGIONAL HMO $93.40 ↑ +183%
QUALCARE HMO $156.00 ↑ +372%
QUALCARE PPO $166.00 ↑ +402%
QUALCARE WORKERS COMP $166.00 ↑ +402%
WELLCARE MEDICARE ADVANTAGE $224.00 ↑ +578%
WELLCARE MANAGED MEDICAID $224.00 ↑ +578%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +781%
UNITED HEALTHCARE HMO $374.00 ↑ +1032%
OXFORD ALL PRODUCTS $471.00 ↑ +1326%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Caregiver training strategies&tq ea addl 15 min at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $33.04 $33.04 – $447.00
Hackensack University Medical Center Hackensack $33.04 $26.43 – $406.00
Ocean University Medical Center Brick $33.04 $33.04 – $525.00
JFK Johnson Rehabilitation Institute (JRI) Edison $33.04 $33.04 – $525.00
Jersey Shore University Medical Center Neptune City $33.04 $26.43 – $561.00
Palisades Medical Center North Bergen $33.04 $28.40 – $558.00
Riverview Medical Center Red Bank $33.04 $33.04 – $464.00
Southern Ocean Medical Center Manahawkin $33.04 $33.04 – $563.00

All New-jersey hospitals for this procedure →