Caregiver training strategies&tq ea addl 15 min at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$33.04
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$96.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16.42 with AETNA vs $725.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $16.42 | ↓ -50% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $16.70 | ↓ -49% |
| CLOVER | MEDICARE ADVANTAGE | $17.28 | ↓ -48% |
| HORIZON | MANAGED MEDICAID | $28.40 | ↓ -14% |
| VACCN | ALL PRODUCTS | $33.04 | ↑ +0% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $33.04 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $33.04 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $33.04 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $33.04 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $33.04 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $33.04 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $34.69 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $36.01 | ↑ +9% |
| KARNA | MEDICARE ADVANTAGE | $44.63 | ↑ +35% |
| AETNA | PPO | $60.44 | ↑ +83% |
| AETNA | HMO | $60.44 | ↑ +83% |
| HORIZON | OMNIA | $65.68 | ↑ +99% |
| HORIZON | WORKERS COMP | $66.11 | ↑ +100% |
| HORIZON | PIP | $72.00 | ↑ +118% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $76.80 | ↑ +132% |
| HORIZON | SHP | $78.81 | ↑ +139% |
| AMERIHEALTH | LOCAL HMO | $80.38 | ↑ +143% |
| HORIZON | HMO | $81.18 | ↑ +146% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $81.60 | ↑ +147% |
| HORIZON | INDEMNITY | $81.81 | ↑ +148% |
| HORIZON | PPO | $83.23 | ↑ +152% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $86.40 | ↑ +162% |
| QUALCARE | PPO | $88.90 | ↑ +169% |
| QUALCARE | HMO | $88.90 | ↑ +169% |
| QUALCARE | WORKERS COMP | $88.90 | ↑ +169% |
| AMERIHEALTH | REGIONAL HMO | $89.71 | ↑ +172% |
| CIGNA | PPO | $91.80 | ↑ +178% |
| CIGNA | HMO | $91.80 | ↑ +178% |
| WELLCARE | MEDICARE ADVANTAGE | $224.00 | ↑ +578% |
| BERGEN RISK | ALL PRODUCTS | $291.00 | ↑ +781% |
| OXFORD | ALL PRODUCTS | $558.00 | ↑ +1589% |
| UNITED HEALTHCARE | HMO | $725.00 | ↑ +2094% |
Visitor-reported prices
Comments
Caregiver training strategies&tq ea addl 15 min at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $33.04 | $33.04 – $447.00 |
| Hackensack University Medical Center | Hackensack | $33.04 | $26.43 – $406.00 |
| Ocean University Medical Center | Brick | $33.04 | $33.04 – $525.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $33.04 | $33.04 – $525.00 |
| Jersey Shore University Medical Center | Neptune City | $33.04 | $26.43 – $561.00 |
| Raritan Bay Medical Center | Perth Amboy | $33.04 | $33.04 – $471.00 |
| Riverview Medical Center | Red Bank | $33.04 | $33.04 – $464.00 |
| Southern Ocean Medical Center | Manahawkin | $33.04 | $33.04 – $563.00 |