Caregiver training strategies&tq ea addl 15 min at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$33.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$96.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.63 with AETNA vs $500.00 with BRIGHTON HEALTH PLAN - JRI@OUMC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $13.63 ↓ -59%
CLOVER MEDICARE ADVANTAGE $17.28 ↓ -48%
SEOUL MEDICAL GROUP ALL PRODUCTS $18.62 ↓ -44%
AMERIGROUP MEDICARE ADVANTAGE $20.93 ↓ -37%
UNITED HEALTHCARE MANAGED MEDICAID $32.58 ↓ -1%
VACCN ALL PRODUCTS $33.04 ↑ +0%
AMERIGROUP MANAGED MEDICAID $33.04 ↑ +0%
HORIZON MEDICARE ADVANTAGE $33.04 ↑ +0%
AETNA MEDICARE ADVANTAGE $33.04 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $34.69 ↑ +5%
UNITED HEALTHCARE DSNP $39.65 ↑ +20%
KARNA MEDICARE ADVANTAGE $43.32 ↑ +31%
CIGNA - JRI@OUMC ALL PRODUCTS $48.00 ↑ +45%
HORIZON INDEMNITY $58.46 ↑ +77%
HORIZON SHP $58.46 ↑ +77%
HORIZON PPO $58.46 ↑ +77%
HORIZON PIP $58.46 ↑ +77%
HORIZON OMNIA $58.46 ↑ +77%
HORIZON MANAGED MEDICAID $60.00 ↑ +82%
ACTIVECARE FIRST MCO ALL PRODUCTS $67.20 ↑ +103%
INTERGROUP SHARED SAVINGS $67.20 ↑ +103%
INTERGROUP WORKERS COMP $67.20 ↑ +103%
HORIZON WORKERS COMP $68.81 ↑ +108%
QUALCARE PPO $74.59 ↑ +126%
AETNA ASA $75.17 ↑ +128%
PRIME HEALTH AUTO INSURANCE $76.80 ↑ +132%
PRIME HEALTH WORKERS COMP $76.80 ↑ +132%
HORIZON HMO $77.23 ↑ +134%
MULTIPLAN - PHCS ALL PRODUCTS $81.60 ↑ +147%
AMERIHEALTH LOCAL HMO $82.48 ↑ +150%
AETNA PPO $86.08 ↑ +161%
AETNA HMO $86.08 ↑ +161%
BRIGHTON HEALTH PLAN ALL PRODUCTS $86.40 ↑ +162%
CIGNA HMO $91.80 ↑ +178%
CIGNA PPO $91.80 ↑ +178%
AMERIHEALTH REGIONAL HMO $93.43 ↑ +183%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $104.00 ↑ +215%
HORIZON - JRI@OUMC MEDICARE ADVANTAGE $116.00 ↑ +251%
UNITED HEALTHCARE - JRI@OUMC ALL PRODUCTS $193.00 ↑ +484%
OXFORD - JRI@OUMC ALL PRODUCTS $193.00 ↑ +484%
HORIZON - JRI@OUMC WORKERS COMP $205.00 ↑ +520%
HORIZON - JRI@OUMC NON-MANAGED $205.00 ↑ +520%
HORIZON - JRI@OUMC PIP $205.00 ↑ +520%
HORIZON - JRI@OUMC MANAGED MEDICAID $205.00 ↑ +520%
WELLCARE MEDICARE ADVANTAGE $224.00 ↑ +578%
WELLCARE MANAGED MEDICAID $224.00 ↑ +578%
QUALCARE HMO $257.15 ↑ +678%
QUALCARE WORKERS COMP $278.00 ↑ +741%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +781%
UNITED HEALTHCARE HMO $353.00 ↑ +968%
OXFORD ALL PRODUCTS $414.00 ↑ +1153%
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $500.00 ↑ +1413%

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Caregiver training strategies&tq ea addl 15 min at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $33.04 $33.04 – $447.00
Hackensack University Medical Center Hackensack $33.04 $26.43 – $406.00
JFK Johnson Rehabilitation Institute (JRI) Edison $33.04 $33.04 – $525.00
Jersey Shore University Medical Center Neptune City $33.04 $26.43 – $561.00
Palisades Medical Center North Bergen $33.04 $28.40 – $558.00
Raritan Bay Medical Center Perth Amboy $33.04 $33.04 – $471.00
Riverview Medical Center Red Bank $33.04 $33.04 – $464.00
Southern Ocean Medical Center Manahawkin $33.04 $33.04 – $563.00

All New-jersey hospitals for this procedure →