Aqua therapy w/exercise/ea 15 min 97113 at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$46.97

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$263.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.98 with AETNA vs $471.00 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $34.98 ↓ -26%
AMERIGROUP MANAGED MEDICAID $46.97 ↑ +0%
VACCN ALL PRODUCTS $46.97 ↑ +0%
CLOVER MEDICARE ADVANTAGE $47.34 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $49.32 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $50.26 ↑ +7%
AETNA MEDICARE ADVANTAGE $51.20 ↑ +9%
SEOUL MEDICAL GROUP ALL PRODUCTS $54.44 ↑ +16%
UNITED HEALTHCARE DSNP $56.36 ↑ +20%
HORIZON MANAGED MEDICAID $60.00 ↑ +28%
KARNA MEDICARE ADVANTAGE $63.57 ↑ +35%
ACTIVECARE FIRST MCO ALL PRODUCTS $90.00 ↑ +92%
UNITED HEALTHCARE MANAGED MEDICAID $154.91 ↑ +230%
QUALCARE HMO $156.00 ↑ +232%
QUALCARE PPO $166.00 ↑ +253%
QUALCARE WORKERS COMP $166.00 ↑ +253%
AETNA HMO $191.28 ↑ +307%
AETNA PPO $191.28 ↑ +307%
HORIZON OMNIA $200.93 ↑ +328%
HORIZON PIP $203.56 ↑ +333%
HORIZON WORKERS COMP $204.98 ↑ +336%
AETNA ASA $205.93 ↑ +338%
CIGNA BH $210.40 ↑ +348%
HORIZON INDEMNITY $221.00 ↑ +371%
MULTIPLAN - PHCS ALL PRODUCTS $223.55 ↑ +376%
WELLCARE MEDICARE ADVANTAGE $224.00 ↑ +377%
WELLCARE MANAGED MEDICAID $224.00 ↑ +377%
AMERIHEALTH LOCAL HMO $227.63 ↑ +385%
BRIGHTON HEALTH PLAN ALL PRODUCTS $236.70 ↑ +404%
HORIZON SHP $245.38 ↑ +422%
HORIZON HMO $247.75 ↑ +427%
CIGNA HMO $251.51 ↑ +435%
CIGNA PPO $251.51 ↑ +435%
HORIZON PPO $254.06 ↑ +441%
AMERIHEALTH REGIONAL HMO $255.87 ↑ +445%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +520%
UNITED HEALTHCARE HMO $374.00 ↑ +696%
OXFORD ALL PRODUCTS $471.00 ↑ +903%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $46.97 $46.97 – $447.00
Hackensack University Medical Center Hackensack $46.97 $37.58 – $406.00
Ocean University Medical Center Brick $46.97 $46.97 – $525.00
JFK Johnson Rehabilitation Institute (JRI) Edison $46.97 $46.97 – $525.00
Jersey Shore University Medical Center Neptune City $46.97 $37.58 – $561.00
Palisades Medical Center North Bergen $46.97 $12.61 – $558.00
Riverview Medical Center Red Bank $46.97 $46.97 – $464.00
Southern Ocean Medical Center Manahawkin $46.97 $46.97 – $563.00

All New-jersey hospitals for this procedure →