Aqua therapy w/exercise/ea 15 min 97113 at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$46.97

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$263.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.61 with HORIZON vs $725.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $12.61 ↓ -73%
AETNA MANAGED MEDICAID $44.97 ↓ -4%
SEOUL MEDICAL GROUP ALL PRODUCTS $45.76 ↓ -3%
AMERIGROUP MEDICARE ADVANTAGE $46.97 ↑ +0%
WELLCARE MANAGED MEDICAID $46.97 ↑ +0%
VACCN ALL PRODUCTS $46.97 ↑ +0%
UNITED HEALTHCARE MANAGED MEDICAID $46.97 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $46.97 ↑ +0%
HORIZON MEDICARE ADVANTAGE $46.97 ↑ +0%
AMERIGROUP MANAGED MEDICAID $46.97 ↑ +0%
CLOVER MEDICARE ADVANTAGE $47.34 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $49.32 ↑ +5%
AETNA MEDICARE ADVANTAGE $51.20 ↑ +9%
KARNA MEDICARE ADVANTAGE $63.57 ↑ +35%
HORIZON OMNIA $179.94 ↑ +283%
HORIZON WORKERS COMP $181.10 ↑ +286%
AETNA PPO $194.96 ↑ +315%
AETNA HMO $194.96 ↑ +315%
HORIZON PIP $197.25 ↑ +320%
ACTIVECARE FIRST MCO ALL PRODUCTS $210.40 ↑ +348%
HORIZON SHP $215.90 ↑ +360%
AMERIHEALTH LOCAL HMO $220.21 ↑ +369%
HORIZON HMO $222.39 ↑ +373%
MULTIPLAN - PHCS ALL PRODUCTS $223.55 ↑ +376%
WELLCARE MEDICARE ADVANTAGE $224.00 ↑ +377%
HORIZON INDEMNITY $224.13 ↑ +377%
HORIZON PPO $228.02 ↑ +385%
BRIGHTON HEALTH PLAN ALL PRODUCTS $236.70 ↑ +404%
QUALCARE HMO $243.54 ↑ +419%
QUALCARE WORKERS COMP $243.54 ↑ +419%
QUALCARE PPO $243.54 ↑ +419%
AMERIHEALTH REGIONAL HMO $245.77 ↑ +423%
CIGNA PPO $251.51 ↑ +435%
CIGNA HMO $251.51 ↑ +435%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +520%
OXFORD ALL PRODUCTS $558.00 ↑ +1088%
UNITED HEALTHCARE HMO $725.00 ↑ +1444%

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $46.97 $46.97 – $447.00
Hackensack University Medical Center Hackensack $46.97 $37.58 – $406.00
Ocean University Medical Center Brick $46.97 $46.97 – $525.00
JFK Johnson Rehabilitation Institute (JRI) Edison $46.97 $46.97 – $525.00
Jersey Shore University Medical Center Neptune City $46.97 $37.58 – $561.00
Raritan Bay Medical Center Perth Amboy $46.97 $46.97 – $471.00
Riverview Medical Center Red Bank $46.97 $46.97 – $464.00
Southern Ocean Medical Center Manahawkin $46.97 $46.97 – $563.00

All New-jersey hospitals for this procedure →