Aqua therapy w/exercise/ea 15 min 97113 at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$46.97

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$243.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.58 with OPTUM HEALTH vs $561.00 with OXFORD — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $37.58 ↓ -20%
AETNA MANAGED MEDICAID $40.34 ↓ -14%
CLOVER MEDICARE ADVANTAGE $43.74 ↓ -7%
AMERIGROUP MANAGED MEDICAID $46.97 ↑ +0%
VACCN ALL PRODUCTS $46.97 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $46.97 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $49.32 ↑ +5%
AETNA MEDICARE ADVANTAGE $51.20 ↑ +9%
SEOUL MEDICAL GROUP ALL PRODUCTS $56.13 ↑ +20%
UNITED HEALTHCARE DSNP $56.36 ↑ +20%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $56.38 ↑ +20%
HORIZON MANAGED MEDICAID $60.00 ↑ +28%
KARNA MEDICARE ADVANTAGE $60.97 ↑ +30%
UNITED HEALTHCARE MANAGED MEDICAID $143.13 ↑ +205%
HORIZON WORKERS COMP $175.59 ↑ +274%
AETNA HMO $178.61 ↑ +280%
AETNA PPO $178.61 ↑ +280%
HORIZON PIP $185.17 ↑ +294%
QUALCARE PPO $188.81 ↑ +302%
AETNA ASA $190.27 ↑ +305%
HORIZON OMNIA $192.80 ↑ +310%
CIGNA BH $194.40 ↑ +314%
ACTIVECARE FIRST MCO ALL PRODUCTS $206.55 ↑ +340%
MULTIPLAN - PHCS ALL PRODUCTS $206.55 ↑ +340%
AMERIHEALTH LOCAL HMO $212.28 ↑ +352%
BRIGHTON HEALTH PLAN ALL PRODUCTS $218.70 ↑ +366%
QUALCARE WORKERS COMP $220.64 ↑ +370%
WELLCARE MANAGED MEDICAID $224.00 ↑ +377%
WELLCARE MEDICARE ADVANTAGE $224.00 ↑ +377%
CIGNA HMO $232.38 ↑ +395%
CIGNA PPO $232.38 ↑ +395%
HORIZON SHP $235.88 ↑ +402%
HORIZON HMO $237.12 ↑ +405%
HORIZON INDEMNITY $239.72 ↑ +410%
AMERIHEALTH REGIONAL HMO $240.42 ↑ +412%
HORIZON PPO $243.00 ↑ +417%
BEACON ALL PRODUCTS $262.00 ↑ +458%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +520%
QUALCARE HMO $306.00 ↑ +551%
UNITED HEALTHCARE HMO $367.00 ↑ +681%
OXFORD ALL PRODUCTS $561.00 ↑ +1094%
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Aqua therapy w/exercise/ea 15 min 97113 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $46.97 $46.97 – $447.00
Hackensack University Medical Center Hackensack $46.97 $37.58 – $406.00
Ocean University Medical Center Brick $46.97 $46.97 – $525.00
JFK Johnson Rehabilitation Institute (JRI) Edison $46.97 $46.97 – $525.00
Palisades Medical Center North Bergen $46.97 $12.61 – $558.00
Raritan Bay Medical Center Perth Amboy $46.97 $46.97 – $471.00
Riverview Medical Center Red Bank $46.97 $46.97 – $464.00
Southern Ocean Medical Center Manahawkin $46.97 $46.97 – $563.00

All New-jersey hospitals for this procedure →