Ot therapeutic activities direct patient contact each 15 minutes at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$44.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$188.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.25 with HORIZON vs $725.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $27.25 ↓ -39%
AETNA MANAGED MEDICAID $32.15 ↓ -28%
SEOUL MEDICAL GROUP ALL PRODUCTS $32.71 ↓ -27%
CLOVER MEDICARE ADVANTAGE $33.84 ↓ -24%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $44.62 ↑ +0%
VACCN ALL PRODUCTS $44.62 ↑ +0%
UNITED HEALTHCARE MANAGED MEDICAID $44.62 ↑ +0%
WELLCARE MANAGED MEDICAID $44.62 ↑ +0%
HORIZON MEDICARE ADVANTAGE $44.62 ↑ +0%
AMERIGROUP MANAGED MEDICAID $44.62 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $44.62 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $46.85 ↑ +5%
AETNA MEDICARE ADVANTAGE $48.64 ↑ +9%
KARNA MEDICARE ADVANTAGE $63.79 ↑ +43%
HORIZON OMNIA $128.63 ↑ +188%
HORIZON WORKERS COMP $129.46 ↑ +190%
AETNA PPO $139.36 ↑ +212%
AETNA HMO $139.36 ↑ +212%
HORIZON PIP $141.00 ↑ +216%
ACTIVECARE FIRST MCO ALL PRODUCTS $150.40 ↑ +237%
HORIZON SHP $154.33 ↑ +246%
AMERIHEALTH LOCAL HMO $157.41 ↑ +253%
HORIZON HMO $158.97 ↑ +256%
MULTIPLAN - PHCS ALL PRODUCTS $159.80 ↑ +258%
HORIZON INDEMNITY $160.21 ↑ +259%
HORIZON PPO $163.00 ↑ +265%
QUALCARE PPO $174.09 ↑ +290%
QUALCARE HMO $174.09 ↑ +290%
QUALCARE WORKERS COMP $174.09 ↑ +290%
AMERIHEALTH REGIONAL HMO $175.69 ↑ +294%
CIGNA HMO $179.78 ↑ +303%
CIGNA PPO $179.78 ↑ +303%
WELLCARE MEDICARE ADVANTAGE $224.00 ↑ +402%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +552%
BRIGHTON HEALTH PLAN ALL PRODUCTS $355.00 ↑ +696%
OXFORD ALL PRODUCTS $558.00 ↑ +1151%
UNITED HEALTHCARE HMO $725.00 ↑ +1525%

Visitor-reported prices

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Ot therapeutic activities direct patient contact each 15 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $75.20 $27.26 – $27.26
Saint Barnabas Behavioral Health Center Toms River $76.26 not published
Childrens Specialized Hospital Mountainside $76.50 $237.00 – $394.00
Bayshore Medical Center Holmdel $44.62 $44.62 – $447.00
Hackensack University Medical Center Hackensack $44.62 $35.70 – $406.00
Ocean University Medical Center Brick $44.62 $44.62 – $500.00
JFK Johnson Rehabilitation Institute (JRI) Edison $44.62 $44.62 – $523.00
Jersey Shore University Medical Center Neptune City $44.62 $35.70 – $561.00

All New-jersey hospitals for this procedure →