Ot therapeutic activities direct patient contact each 15 minutes at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$44.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$261.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.70 with OPTUM HEALTH vs $561.00 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $35.70 ↓ -20%
AETNA MANAGED MEDICAID $43.33 ↓ -3%
AMERIGROUP MANAGED MEDICAID $44.62 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $44.62 ↑ +0%
VACCN ALL PRODUCTS $44.62 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $46.85 ↑ +5%
CLOVER MEDICARE ADVANTAGE $46.98 ↑ +5%
AETNA MEDICARE ADVANTAGE $48.64 ↑ +9%
UNITED HEALTHCARE DSNP $53.54 ↑ +20%
HORIZON MANAGED MEDICAID $60.00 ↑ +34%
SEOUL MEDICAL GROUP ALL PRODUCTS $60.29 ↑ +35%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $60.55 ↑ +36%
KARNA MEDICARE ADVANTAGE $61.10 ↑ +37%
UNITED HEALTHCARE MANAGED MEDICAID $153.73 ↑ +245%
HORIZON WORKERS COMP $188.60 ↑ +323%
AETNA HMO $191.84 ↑ +330%
AETNA PPO $191.84 ↑ +330%
HORIZON PIP $198.88 ↑ +346%
QUALCARE PPO $202.80 ↑ +355%
AETNA ASA $204.36 ↑ +358%
HORIZON OMNIA $207.08 ↑ +364%
CIGNA BH $208.80 ↑ +368%
ACTIVECARE FIRST MCO ALL PRODUCTS $221.85 ↑ +397%
MULTIPLAN - PHCS ALL PRODUCTS $221.85 ↑ +397%
WELLCARE MANAGED MEDICAID $224.00 ↑ +402%
WELLCARE MEDICARE ADVANTAGE $224.00 ↑ +402%
AMERIHEALTH LOCAL HMO $228.01 ↑ +411%
QUALCARE WORKERS COMP $236.99 ↑ +431%
CIGNA PPO $249.59 ↑ +459%
CIGNA HMO $249.59 ↑ +459%
HORIZON SHP $253.35 ↑ +468%
HORIZON HMO $254.68 ↑ +471%
HORIZON INDEMNITY $257.48 ↑ +477%
AMERIHEALTH REGIONAL HMO $258.23 ↑ +479%
HORIZON PPO $261.00 ↑ +485%
BEACON ALL PRODUCTS $262.00 ↑ +487%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +552%
QUALCARE HMO $306.00 ↑ +586%
BRIGHTON HEALTH PLAN ALL PRODUCTS $355.00 ↑ +696%
UNITED HEALTHCARE HMO $367.00 ↑ +723%
OXFORD ALL PRODUCTS $561.00 ↑ +1157%
UBH ALL PRODUCTS not published by hospital

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Ot therapeutic activities direct patient contact each 15 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $75.20 $27.26 – $27.26
Saint Barnabas Behavioral Health Center Toms River $76.26 not published
Childrens Specialized Hospital Mountainside $76.50 $237.00 – $394.00
Bayshore Medical Center Holmdel $44.62 $44.62 – $447.00
Hackensack University Medical Center Hackensack $44.62 $35.70 – $406.00
Ocean University Medical Center Brick $44.62 $44.62 – $500.00
JFK Johnson Rehabilitation Institute (JRI) Edison $44.62 $44.62 – $523.00
Palisades Medical Center North Bergen $44.62 $27.25 – $558.00

All New-jersey hospitals for this procedure →