Ot therapeutic activities direct patient contact each 15 minutes at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$44.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$261.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.70 with OPTUM HEALTH vs $406.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $35.70 ↓ -20%
WELLCARE MEDICARE ADVANTAGE $44.62 ↑ +0%
WELLCARE MANAGED MEDICAID $44.62 ↑ +0%
HORIZON MEDICARE ADVANTAGE $44.62 ↑ +0%
AETNA MEDICARE ADVANTAGE $44.62 ↑ +0%
VACCN ALL PRODUCTS $44.62 ↑ +0%
AMERIGROUP MANAGED MEDICAID $44.62 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $44.62 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $44.62 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $46.85 ↑ +5%
CLOVER MEDICARE ADVANTAGE $46.98 ↑ +5%
HORIZON MANAGED MEDICAID $54.05 ↑ +21%
KARNA MEDICARE ADVANTAGE $63.79 ↑ +43%
AETNA MANAGED MEDICAID $65.51 ↑ +47%
SEOUL MEDICAL GROUP ALL PRODUCTS $74.65 ↑ +67%
HORIZON OMNIA $170.93 ↑ +283%
HORIZON WORKERS COMP $179.72 ↑ +303%
INTERGROUP ALL PRODUCTS $182.70 ↑ +309%
HORIZON PIP $195.75 ↑ +339%
LHP HEALTH ALL PRODUCTS $206.19 ↑ +362%
CIGNA BH $208.80 ↑ +368%
ACTIVECARE FIRST MCO ALL PRODUCTS $221.85 ↑ +397%
CHN ALL PRODUCTS $221.85 ↑ +397%
MULTIPLAN - PHCS ALL PRODUCTS $221.85 ↑ +397%
QUALCARE PPO $230.20 ↑ +416%
QUALCARE HMO $230.20 ↑ +416%
QUALCARE WORKERS COMP $230.20 ↑ +416%
BRIGHTON HEALTH PLAN ALL PRODUCTS $234.90 ↑ +426%
CIGNA HMO $238.00 ↑ +433%
CIGNA PPO $238.00 ↑ +433%
HORIZON HMO $248.58 ↑ +457%
HORIZON INDEMNITY $249.86 ↑ +460%
HORIZON SHP $251.45 ↑ +464%
HORIZON FEDERAL $254.53 ↑ +470%
HORIZON PPO $254.53 ↑ +470%
AMERIHEALTH REGIONAL HMO $261.00 ↑ +485%
AMERIHEALTH LOCAL HMO $261.00 ↑ +485%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +552%
OXFORD ALL PRODUCTS $346.00 ↑ +675%
AETNA ASA $396.50 ↑ +789%
AETNA PPO $396.50 ↑ +789%
AETNA HMO $396.50 ↑ +789%
UNITED HEALTHCARE HMO $406.00 ↑ +810%

Visitor-reported prices

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Ot therapeutic activities direct patient contact each 15 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $75.20 $27.26 – $27.26
Saint Barnabas Behavioral Health Center Toms River $76.26 not published
Childrens Specialized Hospital Mountainside $76.50 $237.00 – $394.00
Bayshore Medical Center Holmdel $44.62 $44.62 – $447.00
Ocean University Medical Center Brick $44.62 $44.62 – $500.00
JFK Johnson Rehabilitation Institute (JRI) Edison $44.62 $44.62 – $523.00
Jersey Shore University Medical Center Neptune City $44.62 $35.70 – $561.00
Palisades Medical Center North Bergen $44.62 $27.25 – $558.00

All New-jersey hospitals for this procedure →