Mr spectroscopy at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$103.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,056.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$103.69 with HORIZON BCBS BRAVEN vs $4,332.00 with BERGEN RISK — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $103.69 | ↑ +0% |
| VACCN | ALL PRODUCTS | $103.69 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $108.88 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $113.03 | ↑ +9% |
| OXFORD | ALL PRODUCTS | $196.79 | ↑ +90% |
| UNITED HEALTHCARE | HMO | $196.79 | ↑ +90% |
| AETNA | MANAGED MEDICAID | $351.58 | ↑ +239% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $357.74 | ↑ +245% |
| CLOVER | MEDICARE ADVANTAGE | $370.08 | ↑ +257% |
| HORIZON | MANAGED MEDICAID | $459.20 | ↑ +343% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $800.00 | ↑ +672% |
| AMERIHEALTH | LOCAL HMO | $944.81 | ↑ +811% |
| AMERIHEALTH | REGIONAL HMO | $945.67 | ↑ +812% |
| AETNA | HMO | $997.07 | ↑ +862% |
| AETNA | PPO | $997.07 | ↑ +862% |
| KARNA | MEDICARE ADVANTAGE | $1,069.47 | ↑ +931% |
| HORIZON | OMNIA | $1,406.72 | ↑ +1257% |
| HORIZON | WORKERS COMP | $1,415.76 | ↑ +1265% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,418.64 | ↑ +1268% |
| HORIZON | PIP | $1,542.00 | ↑ +1387% |
| HORIZON | SHP | $1,687.77 | ↑ +1528% |
| HORIZON | HMO | $1,738.55 | ↑ +1577% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,747.60 | ↑ +1585% |
| HORIZON | INDEMNITY | $1,752.12 | ↑ +1590% |
| HORIZON | PPO | $1,782.55 | ↑ +1619% |
| QUALCARE | WORKERS COMP | $1,903.86 | ↑ +1736% |
| QUALCARE | PPO | $1,903.86 | ↑ +1736% |
| QUALCARE | HMO | $1,903.86 | ↑ +1736% |
| CIGNA | HMO | $1,966.15 | ↑ +1796% |
| CIGNA | PPO | $1,966.15 | ↑ +1796% |
| BERGEN RISK | ALL PRODUCTS | $4,332.00 | ↑ +4078% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Mr spectroscopy at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $588.25 | $96.23 – $896.25 |
| Cooperman Barnabas Medical Center | Livingston | $425.28 | $98.79 – $2,072.00 |
| Community Medical Center | Toms River | $649.99 | $96.23 – $2,072.00 |
| Newark Beth Israel Medical Center | Newark | $418.05 | $98.79 – $2,072.00 |
| Monmouth Medical Center | Long Branch | $685.71 | $97.46 – $2,072.00 |
| Bayshore Medical Center | Holmdel | $97.46 | $97.46 – $4,332.00 |
| Hackensack University Medical Center | Hackensack | $103.69 | $82.95 – $4,332.00 |
| Ocean University Medical Center | Brick | $96.23 | $88.05 – $4,332.00 |