Head CT scan (without contrast) at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$125.23
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,504.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$125.23 with HORIZON BCBS BRAVEN vs $2,318.70 with QUALCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $125.23 | ↑ +0% |
| VACCN | ALL PRODUCTS | $125.23 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $131.49 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $136.50 | ↑ +9% |
| AETNA | PPO | $194.39 | ↑ +55% |
| AETNA | HMO | $194.39 | ↑ +55% |
| CIGNA | HMO | $203.98 | ↑ +63% |
| CIGNA | PPO | $203.98 | ↑ +63% |
| KARNA | MEDICARE ADVANTAGE | $208.71 | ↑ +67% |
| HORIZON | MANAGED MEDICAID | $225.50 | ↑ +80% |
| OXFORD | ALL PRODUCTS | $265.07 | ↑ +112% |
| UNITED HEALTHCARE | HMO | $265.07 | ↑ +112% |
| AETNA | MANAGED MEDICAID | $428.18 | ↑ +242% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $435.70 | ↑ +248% |
| AMERIHEALTH | LOCAL HMO | $439.59 | ↑ +251% |
| AMERIHEALTH | REGIONAL HMO | $439.98 | ↑ +251% |
| CLOVER | MEDICARE ADVANTAGE | $450.72 | ↑ +260% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $650.00 | ↑ +419% |
| HORIZON | OMNIA | $1,713.24 | ↑ +1268% |
| HORIZON | WORKERS COMP | $1,724.25 | ↑ +1277% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,727.76 | ↑ +1280% |
| BERGEN RISK | ALL PRODUCTS | $1,878.00 | ↑ +1400% |
| HORIZON | PIP | $1,878.00 | ↑ +1400% |
| HORIZON | SHP | $2,055.53 | ↑ +1541% |
| HORIZON | HMO | $2,117.38 | ↑ +1591% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,128.40 | ↑ +1600% |
| HORIZON | INDEMNITY | $2,133.91 | ↑ +1604% |
| HORIZON | PPO | $2,170.97 | ↑ +1634% |
| QUALCARE | WORKERS COMP | $2,318.70 | ↑ +1752% |
| QUALCARE | HMO | $2,318.70 | ↑ +1752% |
| QUALCARE | PPO | $2,318.70 | ↑ +1752% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Head CT scan (without contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $117.70 | $117.70 – $1,762.00 |
| Hackensack University Medical Center | Hackensack | $125.23 | $100.19 – $1,620.86 |
| Ocean University Medical Center | Brick | $116.22 | $106.34 – $1,762.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $117.81 | $106.34 – $393.08 |
| Jersey Shore University Medical Center | Neptune City | $117.70 | $117.70 – $1,762.00 |
| Raritan Bay Medical Center | Perth Amboy | $117.81 | $117.81 – $1,752.00 |
| Riverview Medical Center | Red Bank | $117.70 | $117.70 – $1,762.00 |
| Southern Ocean Medical Center | Manahawkin | $116.22 | $116.22 – $439.59 |