healthcosts.net
Head CT scan (without contrast) at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$125.23
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,158.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$100.19 with OPTUM HEALTH vs $2,104.48 with HORIZON — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM HEALTH | MANAGED MEDICAID | $100.19 | ↓ -20% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| VACCN | ALL PRODUCTS | $125.23 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $125.23 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $127.14 | ↑ +2% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $131.49 | ↑ +5% |
| CIGNA | PPO | $199.89 | ↑ +60% |
| CIGNA | HMO | $199.89 | ↑ +60% |
| HORIZON | MANAGED MEDICAID | $204.42 | ↑ +63% |
| KARNA | MEDICARE ADVANTAGE | $208.71 | ↑ +67% |
| AETNA | PPO | $252.85 | ↑ +102% |
| AETNA | ASA | $252.85 | ↑ +102% |
| AETNA | HMO | $252.85 | ↑ +102% |
| UNITED HEALTHCARE | HMO | $336.99 | ↑ +169% |
| OXFORD | ALL PRODUCTS | $336.99 | ↑ +169% |
| CLOVER | MEDICARE ADVANTAGE | $388.44 | ↑ +210% |
| AMERIHEALTH | LOCAL HMO | $440.68 | ↑ +252% |
| AMERIHEALTH | REGIONAL HMO | $440.68 | ↑ +252% |
| AETNA | MANAGED MEDICAID | $541.66 | ↑ +333% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $617.19 | ↑ +393% |
| HORIZON | OMNIA | $1,413.27 | ↑ +1029% |
| HORIZON | WORKERS COMP | $1,486.00 | ↑ +1087% |
| INTERGROUP | ALL PRODUCTS | $1,510.60 | ↑ +1106% |
| HORIZON | PIP | $1,618.50 | ↑ +1192% |
| BERGEN RISK | ALL PRODUCTS | $1,618.50 | ↑ +1192% |
| LHP HEALTH | ALL PRODUCTS | $1,620.86 | ↑ +1194% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,704.82 | ↑ +1261% |
| CIGNA | BH | $1,726.40 | ↑ +1279% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,834.30 | ↑ +1365% |
| CHN | ALL PRODUCTS | $1,834.30 | ↑ +1365% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,834.30 | ↑ +1365% |
| QUALCARE | HMO | $1,903.36 | ↑ +1420% |
| QUALCARE | WORKERS COMP | $1,903.36 | ↑ +1420% |
| QUALCARE | PPO | $1,903.36 | ↑ +1420% |
| HORIZON | HMO | $2,055.28 | ↑ +1541% |
| HORIZON | INDEMNITY | $2,065.85 | ↑ +1550% |
| HORIZON | SHP | $2,079.02 | ↑ +1560% |
| HORIZON | FEDERAL | $2,104.48 | ↑ +1580% |
| HORIZON | PPO | $2,104.48 | ↑ +1580% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Head CT scan (without contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ocean University Medical Center | Brick | $116.22 | $106.34 – $1,878.00 |
| Bayshore Medical Center | Holmdel | $117.70 | $117.70 – $2,128.40 |