Head CT scan (without contrast) at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$117.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,158.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$117.70 with WELLCARE vs $2,158.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MANAGED MEDICAID $117.70 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $117.70 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $117.70 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $117.70 ↑ +0%
VACCN ALL PRODUCTS $117.70 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $123.59 ↑ +5%
AETNA MEDICARE ADVANTAGE $128.30 ↑ +9%
UNITED HEALTHCARE DSNP $141.24 ↑ +20%
KARNA MEDICARE ADVANTAGE $199.03 ↑ +69%
CIGNA HMO $203.98 ↑ +73%
CIGNA PPO $203.98 ↑ +73%
AETNA HMO $213.92 ↑ +82%
AETNA PPO $213.92 ↑ +82%
OXFORD ALL PRODUCTS $334.81 ↑ +184%
UNITED HEALTHCARE HMO $334.81 ↑ +184%
AETNA MANAGED MEDICAID $358.23 ↑ +204%
CLOVER MEDICARE ADVANTAGE $388.44 ↑ +230%
AMERIHEALTH LOCAL HMO $432.00 ↑ +267%
AMERIHEALTH REGIONAL HMO $439.46 ↑ +273%
SEOUL MEDICAL GROUP ALL PRODUCTS $498.50 ↑ +324%
ACTIVECARE FIRST MCO ALL PRODUCTS $650.00 ↑ +452%
UNITED HEALTHCARE MANAGED MEDICAID $714.00 ↑ +507%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,489.02 ↑ +1165%
HORIZON WORKERS COMP $1,559.37 ↑ +1225%
BERGEN RISK ALL PRODUCTS $1,618.50 ↑ +1275%
BEACON ALL PRODUCTS $1,618.50 ↑ +1275%
HORIZON PIP $1,644.40 ↑ +1297%
AETNA ASA $1,689.71 ↑ +1336%
HORIZON OMNIA $1,712.16 ↑ +1355%
CIGNA BH $1,726.40 ↑ +1367%
QUALCARE PPO $1,762.00 ↑ +1397%
MULTIPLAN - PHCS ALL PRODUCTS $1,834.30 ↑ +1458%
QUALCARE WORKERS COMP $1,959.46 ↑ +1565%
QUALCARE HMO $2,083.00 ↑ +1670%
HORIZON SHP $2,094.77 ↑ +1680%
HORIZON HMO $2,105.78 ↑ +1689%
HORIZON INDEMNITY $2,128.87 ↑ +1709%
HORIZON PPO $2,158.00 ↑ +1733%
UBH ALL PRODUCTS not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Head CT scan (without contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $117.70 $117.70 – $1,762.00
Hackensack University Medical Center Hackensack $125.23 $100.19 – $1,620.86
Ocean University Medical Center Brick $116.22 $106.34 – $1,762.00
JFK Johnson Rehabilitation Institute (JRI) Edison $117.81 $106.34 – $393.08
Palisades Medical Center North Bergen $125.23 $125.23 – $650.00
Raritan Bay Medical Center Perth Amboy $117.81 $117.81 – $1,752.00
Riverview Medical Center Red Bank $117.70 $117.70 – $1,762.00
Southern Ocean Medical Center Manahawkin $116.22 $116.22 – $439.59

All New-jersey hospitals for this procedure →