3-d radiotherapy plan at Newark Beth Israel Medical Center
201 Lyons Ave, Newark, NJ · RWJBarnabas Health · · NPI 1215027966
$2,535.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$12,171.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$255.82 with United Healthcare vs $11,359.19 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $255.82 | ↓ -90% |
| Aetna | PPO | $725.00 | ↓ -71% |
| Aetna | HMO | $725.00 | ↓ -71% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $1,036.48 | ↓ -59% |
| Fidelis Care | Medicare Advantage | $1,535.08 | ↓ -39% |
| Humana | Medicare | $1,535.08 | ↓ -39% |
| Aetna | Medicare | $1,535.08 | ↓ -39% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $1,535.08 | ↓ -39% |
| Wellpoint | Medicare Advantage | $1,535.08 | ↓ -39% |
| Clover Health | Medicare Advantage | $1,535.08 | ↓ -39% |
| United Healthcare | Medicare | $1,565.78 | ↓ -38% |
| United Healthcare | Nexus | $2,568.00 | ↑ +1% |
| United Healthcare | Oxford Metro | $2,568.00 | ↑ +1% |
| United Healthcare | Commercial | $3,021.00 | ↑ +19% |
| United Healthcare | Oxford Commercial | $3,021.00 | ↑ +19% |
| Aetna | Better Health | $3,028.14 | ↑ +19% |
| Qualcare Inc | HMO/POS | $3,042.00 | ↑ +20% |
| Wellcare | Ambetter Health Commercial | $3,054.81 | ↑ +20% |
| Emblem Health | Commercial | $3,070.16 | ↑ +21% |
| Fidelis Care | NJ Family Care | $3,159.59 | ↑ +25% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $6,343.52 | ↑ +150% |
| Wellpoint | NJ Family Care | $6,937.47 | ↑ +174% |
| Cigna | Local Plus | $7,017.79 | ↑ +177% |
| First Health | Commercial | $7,302.60 | ↑ +188% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $7,900.19 | ↑ +212% |
| Amerihealth | Local Value | $8,412.59 | ↑ +232% |
| Amerihealth | Regional Preferred | $8,412.59 | ↑ +232% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $8,412.59 | ↑ +232% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $8,491.70 | ↑ +235% |
| Cigna | HMO | $8,917.69 | ↑ +252% |
| Cigna | PPO | $9,392.36 | ↑ +270% |
| Qualcare Inc | PPO/WC | $9,968.04 | ↑ +293% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $10,345.35 | ↑ +308% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $11,359.19 | ↑ +348% |
Visitor-reported prices
Comments
3-d radiotherapy plan at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $2,223.11 | $99.96 – $3,551.96 |
| Cooperman Barnabas Medical Center | Livingston | $2,579.03 | $725.00 – $3,070.16 |
| Community Medical Center | Toms River | $2,456.44 | $665.00 – $2,975.73 |
| Clara Maass Medical Center | Belleville | $2,941.13 | $725.00 – $3,054.81 |
| Jersey City Medical Center | Jersey City | $2,461.18 | $321.60 – $3,206.59 |
| Monmouth Medical Center | Long Branch | $2,591.46 | $684.00 – $3,042.00 |
| Bayshore Medical Center | Holmdel | $1,514.47 | $1,514.47 – $21,431.00 |
| Hackensack University Medical Center | Hackensack | $1,611.35 | $780.38 – $9,085.33 |