3-d radiotherapy plan at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$1,514.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,114.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,514.47 with WELLCARE vs $27,297.00 with QUALCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MANAGED MEDICAID $1,514.47 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,514.47 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,514.47 ↑ +0%
VACCN ALL PRODUCTS $1,514.47 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,590.20 ↑ +5%
AETNA MEDICARE ADVANTAGE $1,650.77 ↑ +9%
UNITED HEALTHCARE DSNP $1,817.37 ↑ +20%
AETNA MANAGED MEDICAID $1,986.70 ↑ +31%
CLOVER MEDICARE ADVANTAGE $2,180.52 ↑ +44%
SEOUL MEDICAL GROUP ALL PRODUCTS $2,265.32 ↑ +50%
OXFORD ALL PRODUCTS $2,774.00 ↑ +83%
UNITED HEALTHCARE HMO $2,820.00 ↑ +86%
AMERIHEALTH LOCAL HMO $3,523.96 ↑ +133%
AMERIHEALTH REGIONAL HMO $3,854.67 ↑ +155%
BRIGHTON HEALTH PLAN ALL PRODUCTS $6,420.42 ↑ +324%
UNITED HEALTHCARE MANAGED MEDICAID $7,135.15 ↑ +371%
HORIZON MANAGED MEDICAID $7,376.21 ↑ +387%
HORIZON PIP $7,813.53 ↑ +416%
HORIZON WORKERS COMP $7,813.53 ↑ +416%
HORIZON OMNIA $8,272.65 ↑ +446%
AETNA PPO $8,465.26 ↑ +459%
AETNA HMO $8,465.26 ↑ +459%
BERGEN RISK ALL PRODUCTS $9,085.50 ↑ +500%
QUALCARE WORKERS COMP $9,412.58 ↑ +522%
AETNA ASA $9,485.26 ↑ +526%
CIGNA BH $9,691.20 ↑ +540%
HORIZON SHP $10,116.40 ↑ +568%
HORIZON HMO $10,215.74 ↑ +575%
MULTIPLAN - PHCS ALL PRODUCTS $10,296.90 ↑ +580%
HORIZON INDEMNITY $10,362.32 ↑ +584%
HORIZON PPO $10,456.80 ↑ +590%
CIGNA HMO $11,584.62 ↑ +665%
CIGNA PPO $11,584.62 ↑ +665%
QUALCARE HMO $21,431.00 ↑ +1315%
QUALCARE PPO $27,297.00 ↑ +1702%
KARNA MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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3-d radiotherapy plan at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $1,611.35 $780.38 – $9,085.33
Ocean University Medical Center Brick $1,495.34 $293.00 – $21,431.00
JFK Johnson Rehabilitation Institute (JRI) Edison $1,515.79 $293.00 – $9,288.60
Jersey Shore University Medical Center Neptune City $1,514.47 $878.40 – $21,431.00
Palisades Medical Center North Bergen $1,611.35 $719.84 – $2,826.00
Raritan Bay Medical Center Perth Amboy $1,515.79 $919.74 – $2,746.00
Riverview Medical Center Red Bank $1,514.47 $878.40 – $21,431.00
Southern Ocean Medical Center Manahawkin $1,495.34 $878.40 – $21,431.00

All New-jersey hospitals for this procedure →