3-d radiotherapy plan at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$1,611.35
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$12,114.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$780.38 with CIGNA vs $11,813.57 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CIGNA | PPO | $780.38 | ↓ -52% |
| CIGNA | HMO | $780.38 | ↓ -52% |
| KARNA | MEDICARE ADVANTAGE | $919.74 | ↓ -43% |
| HORIZON | MANAGED MEDICAID | $939.59 | ↓ -42% |
| OPTUM HEALTH | MANAGED MEDICAID | $1,289.08 | ↓ -20% |
| AETNA | MEDICARE ADVANTAGE | $1,602.37 | ↓ -1% |
| HORIZON | MEDICARE ADVANTAGE | $1,611.35 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $1,611.35 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $1,611.35 | ↑ +0% |
| VACCN | ALL PRODUCTS | $1,611.35 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $1,611.35 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,611.35 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,691.91 | ↑ +5% |
| CLOVER | MEDICARE ADVANTAGE | $2,180.52 | ↑ +35% |
| OXFORD | ALL PRODUCTS | $3,015.00 | ↑ +87% |
| AETNA | MANAGED MEDICAID | $3,040.61 | ↑ +89% |
| UNITED HEALTHCARE | HMO | $3,250.00 | ↑ +102% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $3,464.60 | ↑ +115% |
| AMERIHEALTH | LOCAL HMO | $5,946.76 | ↑ +269% |
| AMERIHEALTH | REGIONAL HMO | $6,608.19 | ↑ +310% |
| HORIZON | OMNIA | $7,933.46 | ↑ +392% |
| HORIZON | WORKERS COMP | $8,341.70 | ↑ +418% |
| INTERGROUP | ALL PRODUCTS | $8,479.80 | ↑ +426% |
| AETNA | PPO | $9,050.37 | ↑ +462% |
| AETNA | ASA | $9,050.37 | ↑ +462% |
| AETNA | HMO | $9,050.37 | ↑ +462% |
| LHP HEALTH | ALL PRODUCTS | $9,085.33 | ↑ +464% |
| HORIZON | PIP | $9,085.50 | ↑ +464% |
| BERGEN RISK | ALL PRODUCTS | $9,085.50 | ↑ +464% |
| CIGNA | BH | $9,691.20 | ↑ +501% |
| CHN | ALL PRODUCTS | $10,296.90 | ↑ +539% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $10,296.90 | ↑ +539% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $10,296.90 | ↑ +539% |
| QUALCARE | WORKERS COMP | $10,684.55 | ↑ +563% |
| QUALCARE | HMO | $10,684.55 | ↑ +563% |
| QUALCARE | PPO | $10,684.55 | ↑ +563% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,902.60 | ↑ +577% |
| HORIZON | HMO | $11,537.37 | ↑ +616% |
| HORIZON | INDEMNITY | $11,596.73 | ↑ +620% |
| HORIZON | SHP | $11,670.63 | ↑ +624% |
| HORIZON | PPO | $11,813.57 | ↑ +633% |
| HORIZON | FEDERAL | $11,813.57 | ↑ +633% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
3-d radiotherapy plan at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $1,514.47 | $1,514.47 – $21,431.00 |
| Ocean University Medical Center | Brick | $1,495.34 | $293.00 – $21,431.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $1,515.79 | $293.00 – $9,288.60 |
| Jersey Shore University Medical Center | Neptune City | $1,514.47 | $878.40 – $21,431.00 |
| Palisades Medical Center | North Bergen | $1,611.35 | $719.84 – $2,826.00 |
| Raritan Bay Medical Center | Perth Amboy | $1,515.79 | $919.74 – $2,746.00 |
| Riverview Medical Center | Red Bank | $1,514.47 | $878.40 – $21,431.00 |
| Southern Ocean Medical Center | Manahawkin | $1,495.34 | $878.40 – $21,431.00 |