X-ray hand 2 views (both sides) at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$117.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$550.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$36.37 with UNITED HEALTHCARE vs $550.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE | MANAGED MEDICAID | $36.37 | ↓ -69% |
| AETNA | PPO | $51.81 | ↓ -56% |
| AETNA | HMO | $51.81 | ↓ -56% |
| AMERIHEALTH | LOCAL HMO | $52.78 | ↓ -55% |
| AMERIHEALTH | REGIONAL HMO | $53.69 | ↓ -54% |
| KARNA | MEDICARE ADVANTAGE | $58.30 | ↓ -50% |
| CIGNA | PPO | $82.54 | ↓ -30% |
| CIGNA | HMO | $82.54 | ↓ -30% |
| AETNA | MANAGED MEDICAID | $91.30 | ↓ -22% |
| CLOVER | MEDICARE ADVANTAGE | $99.00 | ↓ -16% |
| VACCN | ALL PRODUCTS | $117.70 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $117.70 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $117.70 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $117.70 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $117.70 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $123.59 | ↑ +5% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $127.05 | ↑ +8% |
| AETNA | MEDICARE ADVANTAGE | $128.30 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $141.24 | ↑ +20% |
| UNITED HEALTHCARE | HMO | $310.75 | ↑ +164% |
| OXFORD | ALL PRODUCTS | $310.75 | ↑ +164% |
| QUALCARE | HMO | $319.55 | ↑ +171% |
| HORIZON | WORKERS COMP | $397.43 | ↑ +238% |
| BERGEN RISK | ALL PRODUCTS | $412.50 | ↑ +250% |
| BEACON | ALL PRODUCTS | $412.50 | ↑ +250% |
| HORIZON | PIP | $419.10 | ↑ +256% |
| QUALCARE | PPO | $427.35 | ↑ +263% |
| AETNA | ASA | $430.65 | ↑ +266% |
| HORIZON | OMNIA | $436.37 | ↑ +271% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $440.00 | ↑ +274% |
| CIGNA | BH | $440.00 | ↑ +274% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $467.50 | ↑ +297% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $467.50 | ↑ +297% |
| QUALCARE | WORKERS COMP | $484.00 | ↑ +311% |
| HORIZON | SHP | $533.89 | ↑ +354% |
| HORIZON | HMO | $536.69 | ↑ +356% |
| HORIZON | INDEMNITY | $542.58 | ↑ +361% |
| HORIZON | PPO | $550.00 | ↑ +367% |
| HORIZON | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
X-ray hand 2 views (both sides) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $220.00 | $79.75 – $79.75 |
| Childrens Specialized Hospital | Mountainside | $343.00 | $11.00 – $655.00 |
| Bayshore Medical Center | Holmdel | $117.70 | $36.37 – $295.04 |
| Hackensack University Medical Center | Hackensack | $125.23 | $16.35 – $336.99 |
| Ocean University Medical Center | Brick | $116.22 | $36.37 – $116.22 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $117.81 | $48.02 – $312.47 |
| Palisades Medical Center | North Bergen | $125.23 | $18.04 – $295.04 |
| Raritan Bay Medical Center | Perth Amboy | $117.81 | $24.75 – $295.04 |