X-ray hand 2 views (both sides) at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$116.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$550.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.37 with UNITED HEALTHCARE vs $467.50 with MULTIPLAN - PHCS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $36.37 ↓ -69%
AETNA HMO $49.75 ↓ -57%
AETNA PPO $49.75 ↓ -57%
AMERIHEALTH LOCAL HMO $53.71 ↓ -54%
AMERIHEALTH REGIONAL HMO $54.63 ↓ -53%
KARNA MEDICARE ADVANTAGE $58.30 ↓ -50%
AETNA MANAGED MEDICAID $78.10 ↓ -33%
CIGNA PPO $82.54 ↓ -29%
CIGNA HMO $82.54 ↓ -29%
CLOVER MEDICARE ADVANTAGE $99.00 ↓ -15%
HORIZON MANAGED MEDICAID $104.78 ↓ -10%
WELLCARE MEDICARE ADVANTAGE $106.34 ↓ -9%
AETNA MEDICARE ADVANTAGE $106.34 ↓ -9%
WELLCARE MANAGED MEDICAID $106.34 ↓ -9%
AMERIGROUP MEDICARE ADVANTAGE $106.34 ↓ -9%
VACCN ALL PRODUCTS $106.34 ↓ -9%
HORIZON MEDICARE ADVANTAGE $106.34 ↓ -9%
SEOUL MEDICAL GROUP ALL PRODUCTS $106.70 ↓ -8%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $111.66 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $116.22 ↑ +0%
UNITED HEALTHCARE DSNP $139.46 ↑ +20%
QUALCARE HMO $272.80 ↑ +135%
UNITED HEALTHCARE HMO $295.04 ↑ +154%
OXFORD ALL PRODUCTS $297.55 ↑ +156%
HORIZON OMNIA $358.27 ↑ +208%
ACTIVECARE FIRST MCO ALL PRODUCTS $385.00 ↑ +231%
INTERGROUP SHARED SAVINGS $385.00 ↑ +231%
INTERGROUP WORKERS COMP $385.00 ↑ +231%
HORIZON WORKERS COMP $394.24 ↑ +239%
BERGEN RISK ALL PRODUCTS $412.50 ↑ +255%
QUALCARE WORKERS COMP $425.15 ↑ +266%
QUALCARE PPO $425.15 ↑ +266%
HORIZON PIP $425.15 ↑ +266%
HORIZON SHP $428.84 ↑ +269%
AETNA ASA $430.65 ↑ +271%
BRIGHTON HEALTH PLAN ALL PRODUCTS $440.00 ↑ +279%
PRIME HEALTH AUTO INSURANCE $440.00 ↑ +279%
PRIME HEALTH WORKERS COMP $440.00 ↑ +279%
HORIZON HMO $442.48 ↑ +281%
HORIZON INDEMNITY $447.70 ↑ +285%
HORIZON PPO $454.08 ↑ +291%
MULTIPLAN - PHCS ALL PRODUCTS $467.50 ↑ +302%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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X-ray hand 2 views (both sides) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $220.00 $79.75 – $79.75
Childrens Specialized Hospital Mountainside $343.00 $11.00 – $655.00
Bayshore Medical Center Holmdel $117.70 $36.37 – $295.04
Hackensack University Medical Center Hackensack $125.23 $16.35 – $336.99
JFK Johnson Rehabilitation Institute (JRI) Edison $117.81 $48.02 – $312.47
Jersey Shore University Medical Center Neptune City $117.70 $36.37 – $123.59
Palisades Medical Center North Bergen $125.23 $18.04 – $295.04
Raritan Bay Medical Center Perth Amboy $117.81 $24.75 – $295.04

All New-jersey hospitals for this procedure →