X-ray hand 2 views (both sides) at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$117.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$550.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.37 with UNITED HEALTHCARE vs $484.00 with QUALCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $36.37 ↓ -69%
AETNA HMO $49.75 ↓ -58%
AETNA PPO $49.75 ↓ -58%
AMERIHEALTH LOCAL HMO $53.71 ↓ -54%
AMERIHEALTH REGIONAL HMO $54.63 ↓ -54%
CIGNA PPO $82.54 ↓ -30%
CIGNA HMO $82.54 ↓ -30%
AETNA MANAGED MEDICAID $90.20 ↓ -23%
CLOVER MEDICARE ADVANTAGE $99.00 ↓ -16%
SEOUL MEDICAL GROUP ALL PRODUCTS $102.85 ↓ -13%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $117.70 ↑ +0%
WELLCARE MANAGED MEDICAID $117.70 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $117.70 ↑ +0%
VACCN ALL PRODUCTS $117.70 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $123.59 ↑ +5%
AETNA MEDICARE ADVANTAGE $128.30 ↑ +9%
UNITED HEALTHCARE DSNP $141.24 ↑ +20%
QUALCARE HMO $272.80 ↑ +132%
UNITED HEALTHCARE HMO $295.04 ↑ +151%
OXFORD ALL PRODUCTS $295.04 ↑ +151%
HORIZON MANAGED MEDICAID $334.90 ↑ +185%
HORIZON PIP $354.75 ↑ +201%
HORIZON WORKERS COMP $354.75 ↑ +201%
HORIZON OMNIA $375.60 ↑ +219%
BERGEN RISK ALL PRODUCTS $412.50 ↑ +250%
QUALCARE PPO $427.35 ↑ +263%
AETNA ASA $430.65 ↑ +266%
BRIGHTON HEALTH PLAN ALL PRODUCTS $440.00 ↑ +274%
CIGNA BH $440.00 ↑ +274%
HORIZON SHP $459.31 ↑ +290%
HORIZON HMO $463.82 ↑ +294%
MULTIPLAN - PHCS ALL PRODUCTS $467.50 ↑ +297%
HORIZON INDEMNITY $470.47 ↑ +300%
HORIZON PPO $474.76 ↑ +303%
QUALCARE WORKERS COMP $484.00 ↑ +311%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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X-ray hand 2 views (both sides) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $220.00 $79.75 – $79.75
Childrens Specialized Hospital Mountainside $343.00 $11.00 – $655.00
Hackensack University Medical Center Hackensack $125.23 $16.35 – $336.99
Ocean University Medical Center Brick $116.22 $36.37 – $116.22
JFK Johnson Rehabilitation Institute (JRI) Edison $117.81 $48.02 – $312.47
Jersey Shore University Medical Center Neptune City $117.70 $36.37 – $123.59
Palisades Medical Center North Bergen $125.23 $18.04 – $295.04
Raritan Bay Medical Center Perth Amboy $117.81 $24.75 – $295.04

All New-jersey hospitals for this procedure →