Low cost skin substitute app at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$677.54
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,251.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$373.67 with AETNA vs $14,615.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $373.67 | ↓ -45% |
| CLOVER | MEDICARE ADVANTAGE | $405.18 | ↓ -40% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $519.98 | ↓ -23% |
| VACCN | ALL PRODUCTS | $677.54 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $677.54 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $677.54 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $677.54 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $677.54 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $711.42 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $738.52 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $813.05 | ↑ +20% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↑ +75% |
| BEACON | ALL PRODUCTS | $1,688.25 | ↑ +149% |
| BERGEN RISK | ALL PRODUCTS | $1,688.25 | ↑ +149% |
| HORIZON | PIP | $1,715.26 | ↑ +153% |
| QUALCARE | PPO | $1,749.03 | ↑ +158% |
| AETNA | ASA | $1,762.53 | ↑ +160% |
| HORIZON | OMNIA | $1,785.94 | ↑ +164% |
| CIGNA | BH | $1,800.80 | ↑ +166% |
| HORIZON | MANAGED MEDICAID | $1,827.00 | ↑ +170% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,913.35 | ↑ +182% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,913.35 | ↑ +182% |
| AMERIHEALTH | LOCAL HMO | $1,966.47 | ↑ +190% |
| QUALCARE | WORKERS COMP | $1,980.88 | ↑ +192% |
| HORIZON | SHP | $2,185.05 | ↑ +222% |
| HORIZON | HMO | $2,196.53 | ↑ +224% |
| HORIZON | INDEMNITY | $2,220.61 | ↑ +228% |
| AMERIHEALTH | REGIONAL HMO | $2,227.14 | ↑ +229% |
| CIGNA | HMO | $2,247.00 | ↑ +232% |
| HORIZON | PPO | $2,251.00 | ↑ +232% |
| CIGNA | PPO | $2,518.00 | ↑ +272% |
| OXFORD | ALL PRODUCTS | $2,805.00 | ↑ +314% |
| UNITED HEALTHCARE | HMO | $3,315.00 | ↑ +389% |
| QUALCARE | HMO | $6,256.00 | ↑ +823% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +1400% |
| AETNA | PPO | $10,202.00 | ↑ +1406% |
| AETNA | HMO | $10,202.00 | ↑ +1406% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +2057% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Low cost skin substitute app at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $1,389.00 | $31.08 – $1,373.52 |
| Community Medical Center | Toms River | $853.24 | $31.82 – $1,331.27 |
| Clara Maass Medical Center | Belleville | $1,295.23 | $30.70 – $1,366.65 |
| Newark Beth Israel Medical Center | Newark | $1,365.40 | $56.35 – $1,373.52 |
| Jersey City Medical Center | Jersey City | $854.88 | $33.70 – $1,434.55 |
| Monmouth Medical Center | Long Branch | $900.14 | $61.40 – $1,348.30 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $678.13 | $37.44 – $678.13 |
| Palisades Medical Center | North Bergen | $720.88 | $720.88 – $785.76 |