Low cost skin substitute app at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$854.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,114.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$33.70 with Horizon Blue Cross Blue Shield of New Jersey vs $5,009.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $33.70 | ↓ -96% |
| Humana | Medicare | $720.88 | ↓ -16% |
| Fidelis Care | Medicare Advantage | $720.88 | ↓ -16% |
| Aetna | Medicare | $720.88 | ↓ -16% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $720.88 | ↓ -16% |
| Wellpoint | Medicare Advantage | $720.88 | ↓ -16% |
| Clover Health | Medicare Advantage | $720.88 | ↓ -16% |
| United Healthcare | Medicare | $735.30 | ↓ -14% |
| United Healthcare | Community Plan | $1,134.64 | ↑ +33% |
| Fidelis Care | NJ Family Care | $1,156.44 | ↑ +35% |
| Aetna | Better Health | $1,242.83 | ↑ +45% |
| Emblem Health | Commercial | $1,369.67 | ↑ +60% |
| Wellcare | Ambetter Health Commercial | $1,434.55 | ↑ +68% |
| Cigna | Local Plus | $1,686.00 | ↑ +97% |
| Amerihealth | Local Value | $1,702.37 | ↑ +99% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $1,844.71 | ↑ +116% |
| Amerihealth | Regional Preferred | $1,952.09 | ↑ +128% |
| Cigna | HMO | $2,142.00 | ↑ +151% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $2,189.05 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $2,229.37 | ↑ +161% |
| Cigna | PPO | $2,256.00 | ↑ +164% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $2,319.47 | ↑ +171% |
| United Healthcare | Oxford Metro | $2,445.00 | ↑ +186% |
| First Health | Commercial | $2,468.40 | ↑ +189% |
| United Healthcare | Nexus | $2,751.00 | ↑ +222% |
| United Healthcare | Oxford Commercial | $2,877.00 | ↑ +237% |
| Qualcare Inc | PPO/WC | $2,908.59 | ↑ +240% |
| Qualcare Inc | HMO/POS | $2,908.59 | ↑ +240% |
| United Healthcare | Commercial | $3,236.00 | ↑ +279% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $3,448.35 | ↑ +303% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $3,734.27 | ↑ +337% |
| Aetna | PPO | $5,009.00 | ↑ +486% |
| Aetna | HMO | $5,009.00 | ↑ +486% |
Visitor-reported prices
Comments
Low cost skin substitute app at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $1,389.00 | $31.08 – $1,373.52 |
| Community Medical Center | Toms River | $853.24 | $31.82 – $1,331.27 |
| Clara Maass Medical Center | Belleville | $1,295.23 | $30.70 – $1,366.65 |
| Newark Beth Israel Medical Center | Newark | $1,365.40 | $56.35 – $1,373.52 |
| Monmouth Medical Center | Long Branch | $900.14 | $61.40 – $1,348.30 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $678.13 | $37.44 – $678.13 |
| Jersey Shore University Medical Center | Neptune City | $677.54 | $677.54 – $813.05 |
| Palisades Medical Center | North Bergen | $720.88 | $720.88 – $785.76 |