Low cost skin substitute app at Monmouth Medical Center

300 2nd Ave, Long Branch, NJ · RWJBarnabas Health · · NPI 1609983790

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$900.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,114.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$61.40 with Horizon Blue Cross Blue Shield of New Jersey vs $5,153.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $61.40 ↓ -93%
Humana Medicare $677.54 ↓ -25%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $677.54 ↓ -25%
Aetna Medicare $677.54 ↓ -25%
Wellpoint Medicare Advantage $677.54 ↓ -25%
Clover Health Medicare Advantage $677.54 ↓ -25%
Fidelis Care Medicare Advantage $677.54 ↓ -25%
United Healthcare Community Plan $1,022.32 ↑ +14%
Fidelis Care NJ Family Care $1,042.07 ↑ +16%
Aetna Better Health $1,119.83 ↑ +24%
Emblem Health Commercial $1,185.70 ↑ +32%
Wellcare Ambetter Health Commercial $1,348.30 ↑ +50%
Cigna Local Plus $1,893.00 ↑ +110%
Amerihealth Local Value $2,303.42 ↑ +156%
Wellpoint NJ Family Care $2,344.98 ↑ +161%
Horizon Blue Cross Blue Shield of New Jersey Omnia $2,370.48 ↑ +163%
Cigna HMO $2,405.00 ↑ +167%
United Healthcare Oxford Metro $2,445.00 ↑ +172%
First Health Commercial $2,468.40 ↑ +174%
Cigna PPO $2,533.00 ↑ +181%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $2,693.43 ↑ +199%
Amerihealth Regional Preferred $2,712.77 ↑ +201%
United Healthcare Nexus $2,751.00 ↑ +206%
Horizon Blue Cross Blue Shield of New Jersey Managed $2,854.29 ↑ +217%
United Healthcare Oxford Commercial $2,877.00 ↑ +220%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $2,881.44 ↑ +220%
Qualcare Inc HMO/POS $3,159.55 ↑ +251%
United Healthcare Commercial $3,236.00 ↑ +259%
Qualcare Inc PPO/WC $3,369.36 ↑ +274%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $3,873.33 ↑ +330%
Horizon Blue Cross Blue Shield of New Jersey PIP $3,978.64 ↑ +342%
Aetna PPO $5,153.00 ↑ +472%
Aetna HMO $5,153.00 ↑ +472%

Visitor-reported prices

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Low cost skin substitute app at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $1,389.00 $31.08 – $1,373.52
Community Medical Center Toms River $853.24 $31.82 – $1,331.27
Clara Maass Medical Center Belleville $1,295.23 $30.70 – $1,366.65
Newark Beth Israel Medical Center Newark $1,365.40 $56.35 – $1,373.52
Jersey City Medical Center Jersey City $854.88 $33.70 – $1,434.55
JFK Johnson Rehabilitation Institute (JRI) Edison $678.13 $37.44 – $678.13
Jersey Shore University Medical Center Neptune City $677.54 $677.54 – $813.05
Palisades Medical Center North Bergen $720.88 $720.88 – $785.76

All New-jersey hospitals for this procedure →