Assay of galactose at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$11.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$934.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.96 with OPTUM HEALTH vs $138.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $8.96 ↓ -20%
CLOVER MEDICARE ADVANTAGE $11.20 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $11.20 ↑ +0%
AMERIGROUP MANAGED MEDICAID $11.20 ↑ +0%
WELLCARE MANAGED MEDICAID $11.20 ↑ +0%
VACCN ALL PRODUCTS $11.20 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $11.20 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $11.20 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $11.76 ↑ +5%
AETNA MEDICARE ADVANTAGE $12.21 ↑ +9%
UNITED HEALTHCARE DSNP $13.44 ↑ +20%
KARNA MEDICARE ADVANTAGE $14.59 ↑ +30%
AETNA MANAGED MEDICAID $22.91 ↑ +105%
UNITED HEALTHCARE MANAGED MEDICAID $24.57 ↑ +119%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $32.02 ↑ +186%
CIGNA PPO $51.32 ↑ +358%
CIGNA HMO $51.32 ↑ +358%
UNITED HEALTHCARE HMO $77.97 ↑ +596%
OXFORD ALL PRODUCTS $77.97 ↑ +596%
QUALCARE HMO $80.18 ↑ +616%
HORIZON MANAGED MEDICAID $95.21 ↑ +750%
AETNA PPO $96.60 ↑ +763%
AETNA HMO $96.60 ↑ +763%
HORIZON WORKERS COMP $99.72 ↑ +790%
BERGEN RISK ALL PRODUCTS $103.50 ↑ +824%
BEACON ALL PRODUCTS $103.50 ↑ +824%
HORIZON PIP $105.16 ↑ +839%
QUALCARE PPO $107.23 ↑ +857%
AETNA ASA $108.05 ↑ +865%
HORIZON OMNIA $109.49 ↑ +878%
CIGNA BH $110.40 ↑ +886%
BRIGHTON HEALTH PLAN ALL PRODUCTS $110.40 ↑ +886%
MULTIPLAN - PHCS ALL PRODUCTS $117.30 ↑ +947%
ACTIVECARE FIRST MCO ALL PRODUCTS $117.30 ↑ +947%
AMERIHEALTH LOCAL HMO $120.56 ↑ +976%
QUALCARE WORKERS COMP $121.44 ↑ +984%
HORIZON SHP $133.96 ↑ +1096%
HORIZON HMO $134.66 ↑ +1102%
HORIZON INDEMNITY $136.14 ↑ +1116%
AMERIHEALTH REGIONAL HMO $136.54 ↑ +1119%
HORIZON PPO $138.00 ↑ +1132%
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

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Assay of galactose at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $11.20 $11.20 – $51.32
Hackensack University Medical Center Hackensack $11.20 $8.96 – $50.29
Ocean University Medical Center Brick $11.20 $11.20 – $51.32
JFK Johnson Rehabilitation Institute (JRI) Edison $11.20 $11.20 – $52.71
Palisades Medical Center North Bergen $11.20 $11.20 – $51.32
Raritan Bay Medical Center Perth Amboy $11.20 $11.20 – $51.32
Riverview Medical Center Red Bank $11.20 $11.20 – $51.32
Southern Ocean Medical Center Manahawkin $11.20 $11.20 – $51.32

All New-jersey hospitals for this procedure →