Assay of galactose at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$11.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$934.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.96 with OPTUM HEALTH vs $153.45 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $8.96 ↓ -20%
WELLCARE MEDICARE ADVANTAGE $11.20 ↑ +0%
WELLCARE MANAGED MEDICAID $11.20 ↑ +0%
HORIZON MEDICARE ADVANTAGE $11.20 ↑ +0%
AETNA MEDICARE ADVANTAGE $11.20 ↑ +0%
VACCN ALL PRODUCTS $11.20 ↑ +0%
AMERIGROUP MANAGED MEDICAID $11.20 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $11.20 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $11.20 ↑ +0%
CLOVER MEDICARE ADVANTAGE $11.20 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $11.20 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $11.76 ↑ +5%
LHP HEALTH ALL PRODUCTS $14.00 ↑ +25%
KARNA MEDICARE ADVANTAGE $14.90 ↑ +33%
HORIZON MANAGED MEDICAID $24.53 ↑ +119%
AETNA MANAGED MEDICAID $34.64 ↑ +209%
CIGNA PPO $50.29 ↑ +349%
CIGNA HMO $50.29 ↑ +349%
OXFORD ALL PRODUCTS $69.00 ↑ +516%
UNITED HEALTHCARE HMO $77.97 ↑ +596%
HORIZON OMNIA $90.38 ↑ +707%
HORIZON WORKERS COMP $95.03 ↑ +748%
INTERGROUP ALL PRODUCTS $96.60 ↑ +763%
HORIZON PIP $103.50 ↑ +824%
BERGEN RISK ALL PRODUCTS $103.50 ↑ +824%
BRIGHTON HEALTH PLAN ALL PRODUCTS $109.02 ↑ +873%
CIGNA BH $110.40 ↑ +886%
ACTIVECARE FIRST MCO ALL PRODUCTS $117.30 ↑ +947%
MULTIPLAN - PHCS ALL PRODUCTS $117.30 ↑ +947%
CHN ALL PRODUCTS $117.30 ↑ +947%
QUALCARE WORKERS COMP $121.72 ↑ +987%
QUALCARE HMO $121.72 ↑ +987%
QUALCARE PPO $121.72 ↑ +987%
HORIZON HMO $131.43 ↑ +1073%
HORIZON INDEMNITY $132.11 ↑ +1080%
HORIZON SHP $132.95 ↑ +1087%
HORIZON FEDERAL $134.58 ↑ +1102%
HORIZON PPO $134.58 ↑ +1102%
AMERIHEALTH REGIONAL HMO $138.00 ↑ +1132%
AMERIHEALTH LOCAL HMO $138.00 ↑ +1132%
AETNA PPO $153.45 ↑ +1270%
AETNA ASA $153.45 ↑ +1270%
AETNA HMO $153.45 ↑ +1270%

Visitor-reported prices

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Assay of galactose at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $11.20 $11.20 – $51.32
Ocean University Medical Center Brick $11.20 $11.20 – $51.32
JFK Johnson Rehabilitation Institute (JRI) Edison $11.20 $11.20 – $52.71
Jersey Shore University Medical Center Neptune City $11.20 $8.96 – $51.32
Palisades Medical Center North Bergen $11.20 $11.20 – $51.32
Raritan Bay Medical Center Perth Amboy $11.20 $11.20 – $51.32
Riverview Medical Center Red Bank $11.20 $11.20 – $51.32
Southern Ocean Medical Center Manahawkin $11.20 $11.20 – $51.32

All New-jersey hospitals for this procedure →