Assay of galactose at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$11.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$934.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.20 with CLOVER vs $134.30 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $11.20 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $11.20 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $11.20 ↑ +0%
HORIZON MEDICARE ADVANTAGE $11.20 ↑ +0%
AMERIGROUP MANAGED MEDICAID $11.20 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $11.20 ↑ +0%
WELLCARE MANAGED MEDICAID $11.20 ↑ +0%
VACCN ALL PRODUCTS $11.20 ↑ +0%
AETNA MEDICARE ADVANTAGE $11.20 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $11.76 ↑ +5%
UNITED HEALTHCARE DSNP $13.44 ↑ +20%
KARNA MEDICARE ADVANTAGE $14.59 ↑ +30%
UNITED HEALTHCARE MANAGED MEDICAID $16.50 ↑ +47%
AETNA MANAGED MEDICAID $19.60 ↑ +75%
UNITED HEALTHCARE HMO $22.99 ↑ +105%
HORIZON MANAGED MEDICAID $26.29 ↑ +135%
CIGNA HMO $51.32 ↑ +358%
CIGNA PPO $51.32 ↑ +358%
QUALCARE HMO $68.45 ↑ +511%
OXFORD ALL PRODUCTS $74.66 ↑ +567%
HORIZON OMNIA $89.89 ↑ +703%
AETNA HMO $94.94 ↑ +748%
AETNA PPO $94.94 ↑ +748%
ACTIVECARE FIRST MCO ALL PRODUCTS $96.60 ↑ +763%
INTERGROUP SHARED SAVINGS $96.60 ↑ +763%
INTERGROUP WORKERS COMP $96.60 ↑ +763%
HORIZON WORKERS COMP $98.92 ↑ +783%
BERGEN RISK ALL PRODUCTS $103.50 ↑ +824%
QUALCARE PPO $106.67 ↑ +852%
HORIZON PIP $106.67 ↑ +852%
QUALCARE WORKERS COMP $106.67 ↑ +852%
HORIZON SHP $107.60 ↑ +861%
AETNA ASA $108.05 ↑ +865%
BRIGHTON HEALTH PLAN ALL PRODUCTS $110.40 ↑ +886%
PRIME HEALTH WORKERS COMP $110.40 ↑ +886%
PRIME HEALTH AUTO INSURANCE $110.40 ↑ +886%
HORIZON HMO $111.02 ↑ +891%
HORIZON INDEMNITY $112.33 ↑ +903%
HORIZON PPO $113.93 ↑ +917%
MULTIPLAN - PHCS ALL PRODUCTS $117.30 ↑ +947%
AMERIHEALTH LOCAL HMO $118.57 ↑ +959%
AMERIHEALTH REGIONAL HMO $134.30 ↑ +1099%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Assay of galactose at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $11.20 $11.20 – $51.32
Hackensack University Medical Center Hackensack $11.20 $8.96 – $50.29
JFK Johnson Rehabilitation Institute (JRI) Edison $11.20 $11.20 – $52.71
Jersey Shore University Medical Center Neptune City $11.20 $8.96 – $51.32
Palisades Medical Center North Bergen $11.20 $11.20 – $51.32
Raritan Bay Medical Center Perth Amboy $11.20 $11.20 – $51.32
Riverview Medical Center Red Bank $11.20 $11.20 – $51.32
Southern Ocean Medical Center Manahawkin $11.20 $11.20 – $51.32

All New-jersey hospitals for this procedure →