Analyze neurostimulator simple w/reprogramming 95971 at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$101.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,430.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$63.22 with KARNA vs $14,615.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $63.22 ↓ -38%
WELLCARE MEDICARE ADVANTAGE $101.60 ↑ +0%
WELLCARE MANAGED MEDICAID $101.60 ↑ +0%
VACCN ALL PRODUCTS $101.60 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $101.60 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $101.60 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $106.68 ↑ +5%
AETNA MEDICARE ADVANTAGE $110.74 ↑ +9%
UNITED HEALTHCARE DSNP $121.92 ↑ +20%
AETNA MANAGED MEDICAID $237.38 ↑ +134%
CLOVER MEDICARE ADVANTAGE $257.40 ↑ +153%
SEOUL MEDICAL GROUP ALL PRODUCTS $330.33 ↑ +225%
UNITED HEALTHCARE MANAGED MEDICAID $842.27 ↑ +729%
OXFORD ALL PRODUCTS $974.40 ↑ +859%
BEACON ALL PRODUCTS $1,072.50 ↑ +956%
BERGEN RISK ALL PRODUCTS $1,072.50 ↑ +956%
HORIZON PIP $1,089.66 ↑ +973%
QUALCARE PPO $1,111.11 ↑ +994%
AETNA ASA $1,119.69 ↑ +1002%
HORIZON OMNIA $1,134.56 ↑ +1017%
CIGNA BH $1,144.00 ↑ +1026%
UNITED HEALTHCARE HMO $1,215.07 ↑ +1096%
MULTIPLAN - PHCS ALL PRODUCTS $1,215.50 ↑ +1096%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,215.50 ↑ +1096%
AMERIHEALTH LOCAL HMO $1,249.25 ↑ +1130%
QUALCARE WORKERS COMP $1,258.40 ↑ +1139%
CIGNA HMO $1,367.51 ↑ +1246%
CIGNA PPO $1,367.51 ↑ +1246%
HORIZON SHP $1,388.10 ↑ +1266%
HORIZON HMO $1,395.39 ↑ +1273%
HORIZON INDEMNITY $1,410.70 ↑ +1288%
AMERIHEALTH REGIONAL HMO $1,414.84 ↑ +1293%
HORIZON PPO $1,430.00 ↑ +1307%
HORIZON MANAGED MEDICAID $1,827.00 ↑ +1698%
QUALCARE HMO $6,256.00 ↑ +6057%
BRIGHTON HEALTH PLAN ALL PRODUCTS $10,163.00 ↑ +9903%
AETNA PPO $10,202.00 ↑ +9941%
AETNA HMO $10,202.00 ↑ +9941%
HORIZON WORKERS COMP $14,615.00 ↑ +14285%
UBH ALL PRODUCTS not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

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Analyze neurostimulator simple w/reprogramming 95971 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $101.60 $101.60 – $121.92
Hackensack University Medical Center Hackensack $108.10 $65.00 – $113.50
Ocean University Medical Center Brick $100.32 $63.22 – $120.38
JFK Johnson Rehabilitation Institute (JRI) Edison $101.69 $65.00 – $101.69
Palisades Medical Center North Bergen $108.10 $65.00 – $117.83
Raritan Bay Medical Center Perth Amboy $101.69 $65.00 – $485.36
Riverview Medical Center Red Bank $101.60 $63.22 – $121.92
Southern Ocean Medical Center Manahawkin $100.32 $63.22 – $120.38

All New-jersey hospitals for this procedure →