Analyze neurostimulator simple w/reprogramming 95971 at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$108.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,430.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.00 with KARNA vs $18,693.00 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $65.00 ↓ -40%
OPTUM HEALTH MANAGED MEDICAID $86.48 ↓ -20%
WELLCARE MANAGED MEDICAID $108.10 ↑ +0%
HORIZON MEDICARE ADVANTAGE $108.10 ↑ +0%
VACCN ALL PRODUCTS $108.10 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $108.10 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $108.10 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $108.10 ↑ +0%
AETNA MEDICARE ADVANTAGE $111.94 ↑ +4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $113.50 ↑ +5%
CLOVER MEDICARE ADVANTAGE $257.40 ↑ +138%
AETNA MANAGED MEDICAID $358.93 ↑ +232%
SEOUL MEDICAL GROUP ALL PRODUCTS $408.98 ↑ +278%
HORIZON OMNIA $936.51 ↑ +766%
INTERGROUP ALL PRODUCTS $1,001.00 ↑ +826%
UNITED HEALTHCARE HMO $1,031.89 ↑ +855%
OXFORD ALL PRODUCTS $1,050.62 ↑ +872%
BERGEN RISK ALL PRODUCTS $1,072.50 ↑ +892%
HORIZON PIP $1,072.50 ↑ +892%
CIGNA BH $1,144.00 ↑ +958%
LHP HEALTH ALL PRODUCTS $1,172.60 ↑ +985%
CHN ALL PRODUCTS $1,215.50 ↑ +1024%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,215.50 ↑ +1024%
MULTIPLAN - PHCS ALL PRODUCTS $1,215.50 ↑ +1024%
QUALCARE WORKERS COMP $1,272.70 ↑ +1077%
QUALCARE PPO $1,272.70 ↑ +1077%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,287.00 ↑ +1091%
CIGNA PPO $1,300.44 ↑ +1103%
CIGNA HMO $1,300.44 ↑ +1103%
HORIZON HMO $1,361.93 ↑ +1160%
HORIZON INDEMNITY $1,368.94 ↑ +1166%
HORIZON SHP $1,377.66 ↑ +1174%
HORIZON PPO $1,394.54 ↑ +1190%
HORIZON FEDERAL $1,394.54 ↑ +1190%
HORIZON MANAGED MEDICAID $2,728.00 ↑ +2424%
QUALCARE HMO $7,712.00 ↑ +7034%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +7313%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +8137%
HORIZON WORKERS COMP $16,802.00 ↑ +15443%
AETNA PPO $18,693.00 ↑ +17192%
AETNA HMO $18,693.00 ↑ +17192%
AETNA ASA $18,693.00 ↑ +17192%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Analyze neurostimulator simple w/reprogramming 95971 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $101.60 $101.60 – $121.92
Ocean University Medical Center Brick $100.32 $63.22 – $120.38
JFK Johnson Rehabilitation Institute (JRI) Edison $101.69 $65.00 – $101.69
Jersey Shore University Medical Center Neptune City $101.60 $63.22 – $121.92
Palisades Medical Center North Bergen $108.10 $65.00 – $117.83
Raritan Bay Medical Center Perth Amboy $101.69 $65.00 – $485.36
Riverview Medical Center Red Bank $101.60 $63.22 – $121.92
Southern Ocean Medical Center Manahawkin $100.32 $63.22 – $120.38

All New-jersey hospitals for this procedure →