Analyze neurostimulator simple w/reprogramming 95971 at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$100.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,471.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$63.22 with KARNA vs $10,671.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $63.22 ↓ -37%
WELLCARE MEDICARE ADVANTAGE $91.79 ↓ -9%
WELLCARE MANAGED MEDICAID $91.79 ↓ -9%
AETNA MEDICARE ADVANTAGE $91.79 ↓ -9%
VACCN ALL PRODUCTS $91.79 ↓ -9%
AMERIGROUP MEDICARE ADVANTAGE $91.79 ↓ -9%
HORIZON MEDICARE ADVANTAGE $91.79 ↓ -9%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $96.38 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $100.32 ↑ +0%
UNITED HEALTHCARE DSNP $120.38 ↑ +20%
AETNA MANAGED MEDICAID $208.88 ↑ +108%
CLOVER MEDICARE ADVANTAGE $264.78 ↑ +164%
SEOUL MEDICAL GROUP ALL PRODUCTS $285.37 ↑ +184%
UNITED HEALTHCARE MANAGED MEDICAID $866.42 ↑ +764%
HORIZON OMNIA $958.21 ↑ +855%
OXFORD ALL PRODUCTS $967.33 ↑ +864%
INTERGROUP WORKERS COMP $1,001.00 ↑ +898%
INTERGROUP SHARED SAVINGS $1,001.00 ↑ +898%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,001.00 ↑ +898%
UNITED HEALTHCARE HMO $1,013.81 ↑ +911%
BERGEN RISK ALL PRODUCTS $1,072.50 ↑ +969%
HORIZON PIP $1,137.08 ↑ +1033%
QUALCARE PPO $1,142.97 ↑ +1039%
PRIME HEALTH WORKERS COMP $1,144.00 ↑ +1040%
PRIME HEALTH AUTO INSURANCE $1,144.00 ↑ +1040%
HORIZON SHP $1,146.94 ↑ +1043%
AETNA ASA $1,151.79 ↑ +1048%
HORIZON HMO $1,183.42 ↑ +1080%
HORIZON INDEMNITY $1,197.39 ↑ +1094%
HORIZON PPO $1,214.46 ↑ +1111%
MULTIPLAN - PHCS ALL PRODUCTS $1,215.50 ↑ +1112%
AMERIHEALTH LOCAL HMO $1,263.88 ↑ +1160%
CIGNA PPO $1,294.01 ↑ +1190%
CIGNA HMO $1,294.01 ↑ +1190%
QUALCARE WORKERS COMP $1,294.48 ↑ +1190%
AMERIHEALTH REGIONAL HMO $1,431.58 ↑ +1327%
HORIZON MANAGED MEDICAID $1,575.00 ↑ +1470%
QUALCARE HMO $6,256.00 ↑ +6136%
AETNA HMO $8,419.00 ↑ +8292%
AETNA PPO $8,419.00 ↑ +8292%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +9801%
HORIZON WORKERS COMP $10,671.00 ↑ +10537%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Analyze neurostimulator simple w/reprogramming 95971 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $101.60 $101.60 – $121.92
Hackensack University Medical Center Hackensack $108.10 $65.00 – $113.50
JFK Johnson Rehabilitation Institute (JRI) Edison $101.69 $65.00 – $101.69
Jersey Shore University Medical Center Neptune City $101.60 $63.22 – $121.92
Palisades Medical Center North Bergen $108.10 $65.00 – $117.83
Raritan Bay Medical Center Perth Amboy $101.69 $65.00 – $485.36
Riverview Medical Center Red Bank $101.60 $63.22 – $121.92
Southern Ocean Medical Center Manahawkin $100.32 $63.22 – $120.38

All New-jersey hospitals for this procedure →