Mrgfus strtctc ablt trgt icr at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$13,628.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$44,792.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6,368.00 with HORIZON vs $44,057.41 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON OMNIA $6,368.00 ↓ -53%
HORIZON SHP $7,264.00 ↓ -47%
HORIZON INDEMNITY $7,867.00 ↓ -42%
HORIZON HMO $7,869.00 ↓ -42%
CLOVER MEDICARE ADVANTAGE $8,062.56 ↓ -41%
HORIZON PPO $8,077.00 ↓ -41%
AETNA MANAGED MEDICAID $8,286.52 ↓ -39%
SEOUL MEDICAL GROUP ALL PRODUCTS $9,182.36 ↓ -33%
HORIZON WORKERS COMP $10,149.00 ↓ -26%
WELLCARE MEDICARE ADVANTAGE $13,628.55 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $13,628.55 ↑ +0%
VACCN ALL PRODUCTS $13,628.55 ↑ +0%
WELLCARE MANAGED MEDICAID $13,628.55 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $14,309.98 ↑ +5%
AETNA MEDICARE ADVANTAGE $14,855.12 ↑ +9%
UNITED HEALTHCARE DSNP $16,354.26 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $26,382.49 ↑ +94%
HORIZON MANAGED MEDICAID $28,389.17 ↑ +108%
HORIZON PIP $29,159.59 ↑ +114%
OXFORD ALL PRODUCTS $31,842.63 ↑ +134%
BERGEN RISK ALL PRODUCTS $33,594.00 ↑ +146%
UNITED HEALTHCARE HMO $34,794.43 ↑ +155%
AETNA ASA $35,072.14 ↑ +157%
CIGNA BH $35,833.60 ↑ +163%
MULTIPLAN - PHCS ALL PRODUCTS $38,073.20 ↑ +179%
AMERIHEALTH LOCAL HMO $38,897.37 ↑ +185%
CIGNA HMO $40,263.53 ↑ +195%
CIGNA PPO $40,263.53 ↑ +195%
BRIGHTON HEALTH PLAN ALL PRODUCTS $40,312.80 ↑ +196%
AETNA HMO $40,321.76 ↑ +196%
AETNA PPO $40,321.76 ↑ +196%
QUALCARE PPO $40,671.14 ↑ +198%
QUALCARE HMO $40,671.14 ↑ +198%
QUALCARE WORKERS COMP $40,671.14 ↑ +198%
AMERIHEALTH REGIONAL HMO $44,057.41 ↑ +223%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Mrgfus strtctc ablt trgt icr at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $13,802.89 $13,802.89 – $16,563.46
Hackensack University Medical Center Hackensack $14,685.79 $747.20 – $15,420.07
Ocean University Medical Center Brick $13,628.55 $12,470.31 – $16,354.26
JFK Johnson Rehabilitation Institute (JRI) Edison $13,814.86 $12,470.31 – $13,814.86
Jersey Shore University Medical Center Neptune City $13,802.89 $13,802.89 – $16,563.46
Palisades Medical Center North Bergen $14,685.79 $824.25 – $16,007.51
Raritan Bay Medical Center Perth Amboy $13,814.86 $13,814.86 – $16,577.83
Riverview Medical Center Red Bank $13,802.89 $13,802.89 – $16,563.46

All New-jersey hospitals for this procedure →