Mrgfus strtctc ablt trgt icr at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$14,685.79
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$44,792.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$747.20 with HORIZON vs $43,681.16 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $747.20 | ↓ -95% |
| LHP HEALTH | ALL PRODUCTS | $3,548.00 | ↓ -76% |
| CHN | ALL PRODUCTS | $7,057.81 | ↓ -52% |
| AETNA | ASA | $7,773.00 | ↓ -47% |
| AETNA | PPO | $7,773.00 | ↓ -47% |
| AETNA | HMO | $7,773.00 | ↓ -47% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↓ -45% |
| CLOVER | MEDICARE ADVANTAGE | $8,062.56 | ↓ -45% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↓ -39% |
| AETNA | MANAGED MEDICAID | $11,242.79 | ↓ -23% |
| OPTUM HEALTH | MANAGED MEDICAID | $11,748.63 | ↓ -20% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $12,810.51 | ↓ -13% |
| AETNA | MEDICARE ADVANTAGE | $13,258.43 | ↓ -10% |
| HORIZON | MEDICARE ADVANTAGE | $14,685.79 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $14,685.79 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $14,685.79 | ↑ +0% |
| VACCN | ALL PRODUCTS | $14,685.79 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $14,685.79 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $14,685.79 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $15,420.07 | ↑ +5% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +14% |
| HORIZON | OMNIA | $29,334.28 | ↑ +100% |
| INTERGROUP | ALL PRODUCTS | $31,354.40 | ↑ +114% |
| UNITED HEALTHCARE | HMO | $32,321.91 | ↑ +120% |
| OXFORD | ALL PRODUCTS | $32,908.68 | ↑ +124% |
| BERGEN RISK | ALL PRODUCTS | $33,594.00 | ↑ +129% |
| HORIZON | PIP | $33,594.00 | ↑ +129% |
| CIGNA | BH | $35,833.60 | ↑ +144% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $38,073.20 | ↑ +159% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $38,073.20 | ↑ +159% |
| QUALCARE | WORKERS COMP | $39,506.54 | ↑ +169% |
| QUALCARE | HMO | $39,506.54 | ↑ +169% |
| QUALCARE | PPO | $39,506.54 | ↑ +169% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $40,312.80 | ↑ +175% |
| HORIZON | HMO | $42,659.90 | ↑ +190% |
| HORIZON | INDEMNITY | $42,879.38 | ↑ +192% |
| HORIZON | SHP | $43,152.61 | ↑ +194% |
| CIGNA | PPO | $43,336.26 | ↑ +195% |
| CIGNA | HMO | $43,336.26 | ↑ +195% |
| HORIZON | FEDERAL | $43,681.16 | ↑ +197% |
| HORIZON | PPO | $43,681.16 | ↑ +197% |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
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Mrgfus strtctc ablt trgt icr at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $13,802.89 | $13,802.89 – $16,563.46 |
| Ocean University Medical Center | Brick | $13,628.55 | $12,470.31 – $16,354.26 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $13,814.86 | $12,470.31 – $13,814.86 |
| Jersey Shore University Medical Center | Neptune City | $13,802.89 | $13,802.89 – $16,563.46 |
| Palisades Medical Center | North Bergen | $14,685.79 | $824.25 – $16,007.51 |
| Raritan Bay Medical Center | Perth Amboy | $13,814.86 | $13,814.86 – $16,577.83 |
| Riverview Medical Center | Red Bank | $13,802.89 | $13,802.89 – $16,563.46 |
| Southern Ocean Medical Center | Manahawkin | $13,628.55 | $13,628.55 – $16,354.26 |