Mrgfus strtctc ablt trgt icr at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$13,628.55
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$44,792.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6,347.00 with HORIZON vs $43,591.57 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | OMNIA | $6,347.00 | ↓ -53% |
| AETNA | MANAGED MEDICAID | $6,360.46 | ↓ -53% |
| HORIZON | SHP | $7,307.00 | ↓ -46% |
| HORIZON | HMO | $7,840.00 | ↓ -42% |
| HORIZON | INDEMNITY | $7,920.00 | ↓ -42% |
| HORIZON | PPO | $8,045.00 | ↓ -41% |
| CLOVER | MEDICARE ADVANTAGE | $8,062.56 | ↓ -41% |
| AETNA | HMO | $8,419.00 | ↓ -38% |
| AETNA | PPO | $8,419.00 | ↓ -38% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $8,689.65 | ↓ -36% |
| CIGNA | HMO | $9,178.00 | ↓ -33% |
| HORIZON | WORKERS COMP | $10,149.00 | ↓ -26% |
| CIGNA | PPO | $10,771.00 | ↓ -21% |
| WELLCARE | MEDICARE ADVANTAGE | $12,470.31 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $12,470.31 | ↓ -8% |
| VACCN | ALL PRODUCTS | $12,470.31 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $12,470.31 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $12,470.31 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $12,470.31 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $13,093.83 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $13,628.55 | ↑ +0% |
| UNITED HEALTHCARE | DSNP | $16,354.26 | ↑ +20% |
| OXFORD - JRI@OUMC | ALL PRODUCTS | $22,530.38 | ↑ +65% |
| UNITED HEALTHCARE - JRI@OUMC | ALL PRODUCTS | $25,038.73 | ↑ +84% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $26,382.49 | ↑ +94% |
| HORIZON | MANAGED MEDICAID | $26,642.28 | ↑ +95% |
| OXFORD | ALL PRODUCTS | $29,455.22 | ↑ +116% |
| UNITED HEALTHCARE | HMO | $30,870.65 | ↑ +127% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $31,354.40 | ↑ +130% |
| INTERGROUP | WORKERS COMP | $31,354.40 | ↑ +130% |
| INTERGROUP | SHARED SAVINGS | $31,354.40 | ↑ +130% |
| BERGEN RISK | ALL PRODUCTS | $33,594.00 | ↑ +146% |
| HORIZON | PIP | $34,624.22 | ↑ +154% |
| QUALCARE | PPO | $34,803.38 | ↑ +155% |
| QUALCARE | HMO | $34,803.38 | ↑ +155% |
| AETNA | ASA | $35,072.14 | ↑ +157% |
| PRIME HEALTH | WORKERS COMP | $35,833.60 | ↑ +163% |
| PRIME HEALTH | AUTO INSURANCE | $35,833.60 | ↑ +163% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $38,073.20 | ↑ +179% |
| AMERIHEALTH | LOCAL HMO | $38,485.29 | ↑ +182% |
| QUALCARE | WORKERS COMP | $39,416.96 | ↑ +189% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $40,312.80 | ↑ +196% |
| AMERIHEALTH | REGIONAL HMO | $43,591.57 | ↑ +220% |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Mrgfus strtctc ablt trgt icr at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $13,802.89 | $13,802.89 – $16,563.46 |
| Hackensack University Medical Center | Hackensack | $14,685.79 | $747.20 – $15,420.07 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $13,814.86 | $12,470.31 – $13,814.86 |
| Jersey Shore University Medical Center | Neptune City | $13,802.89 | $13,802.89 – $16,563.46 |
| Palisades Medical Center | North Bergen | $14,685.79 | $824.25 – $16,007.51 |
| Raritan Bay Medical Center | Perth Amboy | $13,814.86 | $13,814.86 – $16,577.83 |
| Riverview Medical Center | Red Bank | $13,802.89 | $13,802.89 – $16,563.46 |
| Southern Ocean Medical Center | Manahawkin | $13,628.55 | $13,628.55 – $16,354.26 |