3-d radiotherapy plan at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$1,495.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,114.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$878.40 with KARNA vs $22,558.00 with QUALCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $878.40 ↓ -41%
WELLCARE MEDICARE ADVANTAGE $1,495.34 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,495.34 ↑ +0%
WELLCARE MANAGED MEDICAID $1,495.34 ↑ +0%
VACCN ALL PRODUCTS $1,495.34 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,570.11 ↑ +5%
AETNA MEDICARE ADVANTAGE $1,629.92 ↑ +9%
UNITED HEALTHCARE DSNP $1,794.41 ↑ +20%
CLOVER MEDICARE ADVANTAGE $2,180.52 ↑ +46%
AETNA MANAGED MEDICAID $2,241.09 ↑ +50%
SEOUL MEDICAL GROUP ALL PRODUCTS $2,483.37 ↑ +66%
OXFORD ALL PRODUCTS $2,703.00 ↑ +81%
UNITED HEALTHCARE HMO $2,759.00 ↑ +85%
AMERIHEALTH LOCAL HMO $3,523.96 ↑ +136%
AMERIHEALTH REGIONAL HMO $3,854.67 ↑ +158%
BRIGHTON HEALTH PLAN ALL PRODUCTS $6,420.42 ↑ +329%
UNITED HEALTHCARE MANAGED MEDICAID $7,135.15 ↑ +377%
HORIZON PIP $7,886.21 ↑ +427%
HORIZON WORKERS COMP $8,139.40 ↑ +444%
HORIZON OMNIA $8,747.52 ↑ +485%
BERGEN RISK ALL PRODUCTS $9,085.50 ↑ +508%
AETNA ASA $9,485.26 ↑ +534%
CIGNA PPO $9,682.02 ↑ +547%
CIGNA HMO $9,682.02 ↑ +547%
CIGNA BH $9,691.20 ↑ +548%
MULTIPLAN - PHCS ALL PRODUCTS $10,296.90 ↑ +589%
HORIZON SHP $10,398.66 ↑ +595%
HORIZON INDEMNITY $10,781.46 ↑ +621%
HORIZON HMO $10,788.73 ↑ +621%
AETNA HMO $11,067.35 ↑ +640%
AETNA PPO $11,067.35 ↑ +640%
HORIZON PPO $11,074.62 ↑ +641%
QUALCARE HMO $21,431.00 ↑ +1333%
QUALCARE PPO $22,558.00 ↑ +1409%
QUALCARE WORKERS COMP $22,558.00 ↑ +1409%
HORIZON MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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3-d radiotherapy plan at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $1,514.47 $1,514.47 – $21,431.00
Hackensack University Medical Center Hackensack $1,611.35 $780.38 – $9,085.33
Ocean University Medical Center Brick $1,495.34 $293.00 – $21,431.00
JFK Johnson Rehabilitation Institute (JRI) Edison $1,515.79 $293.00 – $9,288.60
Jersey Shore University Medical Center Neptune City $1,514.47 $878.40 – $21,431.00
Palisades Medical Center North Bergen $1,611.35 $719.84 – $2,826.00
Raritan Bay Medical Center Perth Amboy $1,515.79 $919.74 – $2,746.00
Riverview Medical Center Red Bank $1,514.47 $878.40 – $21,431.00

All New-jersey hospitals for this procedure →