Emg 2 ext w-w/o paraspinal area 95861 at Jersey City Medical Center

355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$173.30

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$834.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$106.46 with Wellpoint vs $1,187.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint NJ Family Care $106.46 ↓ -39%
Humana Medicare $151.80 ↓ -12%
Wellpoint Medicare Advantage $151.80 ↓ -12%
Fidelis Care Medicare Advantage $151.80 ↓ -12%
Clover Health Medicare Advantage $151.80 ↓ -12%
Aetna Medicare $151.80 ↓ -12%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $151.80 ↓ -12%
United Healthcare Medicare $154.84 ↓ -11%
United Healthcare Community Plan $230.01 ↑ +33%
Fidelis Care NJ Family Care $234.43 ↑ +35%
Aetna Better Health $251.95 ↑ +45%
Emblem Health Commercial $288.42 ↑ +66%
Wellcare Ambetter Health Commercial $302.08 ↑ +74%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $369.00 ↑ +113%
Horizon Blue Cross Blue Shield of New Jersey Omnia $373.96 ↑ +116%
Cigna Local Plus $443.60 ↑ +156%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $443.77 ↑ +156%
Horizon Blue Cross Blue Shield of New Jersey Managed $451.94 ↑ +161%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $470.20 ↑ +171%
Aetna HMO $492.06 ↑ +184%
Aetna PPO $492.06 ↑ +184%
First Health Commercial $500.40 ↑ +189%
Amerihealth Regional Preferred $507.48 ↑ +193%
Amerihealth Local Value $507.48 ↑ +193%
Cigna HMO $563.61 ↑ +225%
Qualcare Inc PPO/WC $589.63 ↑ +240%
Qualcare Inc HMO/POS $589.63 ↑ +240%
Cigna PPO $593.64 ↑ +243%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $699.05 ↑ +303%
Horizon Blue Cross Blue Shield of New Jersey PIP $757.02 ↑ +337%
United Healthcare Nexus $1,009.00 ↑ +482%
United Healthcare Oxford Metro $1,009.00 ↑ +482%
United Healthcare Oxford Commercial $1,187.00 ↑ +585%
United Healthcare Commercial $1,187.00 ↑ +585%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Emg 2 ext w-w/o paraspinal area 95861 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $142.67 $142.67 – $978.00
Hackensack University Medical Center Hackensack $151.80 $121.44 – $4,692.00
Ocean University Medical Center Brick $140.87 $104.00 – $872.00
JFK Johnson Rehabilitation Institute (JRI) Edison $142.80 $104.00 – $4,008.00
Jersey Shore University Medical Center Neptune City $142.67 $142.67 – $1,032.00
Palisades Medical Center North Bergen $151.80 $151.80 – $1,301.00
Raritan Bay Medical Center Perth Amboy $142.80 $142.80 – $1,225.00
Riverview Medical Center Red Bank $142.67 $142.67 – $992.00

All New-jersey hospitals for this procedure →