Emg 2 ext w-w/o paraspinal area 95861 at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 28, 2026

$142.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,681.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$104.00 with HORIZON BCBS BRAVEN vs $4,008.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $104.00 ↓ -27%
WELLCARE MEDICARE ADVANTAGE $128.90 ↓ -10%
WELLCARE MANAGED MEDICAID $128.90 ↓ -10%
HORIZON MEDICARE ADVANTAGE $128.90 ↓ -10%
AETNA MEDICARE ADVANTAGE $128.90 ↓ -10%
VACCN ALL PRODUCTS $128.90 ↓ -10%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $135.35 ↓ -5%
AMERIGROUP MEDICARE ADVANTAGE $142.80 ↑ +0%
HORIZON HMO $181.00 ↑ +27%
HORIZON WORKERS COMP $188.00 ↑ +32%
AETNA MANAGED MEDICAID $270.64 ↑ +90%
KARNA MEDICARE ADVANTAGE $281.23 ↑ +97%
UNITED HEALTHCARE MANAGED MEDICAID $288.96 ↑ +102%
CLOVER MEDICARE ADVANTAGE $302.58 ↑ +112%
SEOUL MEDICAL GROUP ALL PRODUCTS $361.42 ↑ +153%
CIGNA - JRI@OUMC ALL PRODUCTS $840.50 ↑ +489%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,008.60 ↑ +606%
HORIZON PIP $1,023.73 ↑ +617%
HORIZON INDEMNITY $1,023.73 ↑ +617%
HORIZON OMNIA $1,023.73 ↑ +617%
HORIZON PPO $1,023.73 ↑ +617%
HORIZON SHP $1,023.73 ↑ +617%
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $1,092.65 ↑ +665%
INTERGROUP SHARED SAVINGS $1,176.70 ↑ +724%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,176.70 ↑ +724%
INTERGROUP WORKERS COMP $1,176.70 ↑ +724%
BERGEN RISK ALL PRODUCTS $1,260.75 ↑ +783%
PRIME HEALTH WORKERS COMP $1,344.80 ↑ +842%
PRIME HEALTH AUTO INSURANCE $1,344.80 ↑ +842%
MULTIPLAN - PHCS ALL PRODUCTS $1,428.85 ↑ +901%
AETNA HMO $1,507.35 ↑ +956%
AETNA ASA $1,507.35 ↑ +956%
AETNA PPO $1,507.35 ↑ +956%
QUALCARE WORKERS COMP $1,556.61 ↑ +990%
QUALCARE HMO $1,556.61 ↑ +990%
QUALCARE PPO $1,556.61 ↑ +990%
AMERIHEALTH REGIONAL HMO $1,590.23 ↑ +1014%
AMERIHEALTH LOCAL HMO $1,590.23 ↑ +1014%
CIGNA PPO $1,618.13 ↑ +1033%
CIGNA HMO $1,618.13 ↑ +1033%
OXFORD ALL PRODUCTS $3,228.00 ↑ +2161%
UNITED HEALTHCARE HMO $4,008.00 ↑ +2707%
HORIZON MANAGED MEDICAID not published by hospital —
AMERIGROUP MANAGED MEDICAID not published by hospital —

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Emg 2 ext w-w/o paraspinal area 95861 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Jersey City Medical Center Jersey City $173.30 $106.46 – $302.08
Bayshore Medical Center Holmdel $142.67 $142.67 – $978.00
Hackensack University Medical Center Hackensack $151.80 $121.44 – $4,692.00
Ocean University Medical Center Brick $140.87 $104.00 – $872.00
Jersey Shore University Medical Center Neptune City $142.67 $142.67 – $1,032.00
Palisades Medical Center North Bergen $151.80 $151.80 – $1,301.00
Raritan Bay Medical Center Perth Amboy $142.80 $142.80 – $1,225.00
Riverview Medical Center Red Bank $142.67 $142.67 – $992.00

All New-jersey hospitals for this procedure →