Emg 2 ext w-w/o paraspinal area 95861 at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$142.67

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,681.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$142.67 with HORIZON BCBS BRAVEN vs $4,246.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $142.67 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $142.67 ↑ +0%
WELLCARE MANAGED MEDICAID $142.67 ↑ +0%
VACCN ALL PRODUCTS $142.67 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $142.67 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $149.81 ↑ +5%
AETNA MEDICARE ADVANTAGE $155.51 ↑ +9%
UNITED HEALTHCARE DSNP $171.21 ↑ +20%
KARNA MEDICARE ADVANTAGE $268.81 ↑ +88%
AETNA MANAGED MEDICAID $279.05 ↑ +96%
CLOVER MEDICARE ADVANTAGE $302.58 ↑ +112%
SEOUL MEDICAL GROUP ALL PRODUCTS $388.31 ↑ +172%
UNITED HEALTHCARE MANAGED MEDICAID $990.11 ↑ +594%
OXFORD ALL PRODUCTS $1,032.00 ↑ +623%
HORIZON MANAGED MEDICAID $1,159.72 ↑ +713%
HORIZON WORKERS COMP $1,214.69 ↑ +751%
BERGEN RISK ALL PRODUCTS $1,260.75 ↑ +784%
BEACON ALL PRODUCTS $1,260.75 ↑ +784%
HORIZON PIP $1,280.92 ↑ +798%
QUALCARE PPO $1,306.14 ↑ +815%
QUALCARE HMO $1,306.14 ↑ +815%
AETNA ASA $1,316.22 ↑ +823%
HORIZON OMNIA $1,333.71 ↑ +835%
CIGNA BH $1,344.80 ↑ +843%
MULTIPLAN - PHCS ALL PRODUCTS $1,428.85 ↑ +902%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,428.85 ↑ +902%
AMERIHEALTH LOCAL HMO $1,468.52 ↑ +929%
QUALCARE WORKERS COMP $1,479.28 ↑ +937%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,512.90 ↑ +960%
AETNA HMO $1,512.90 ↑ +960%
AETNA PPO $1,512.90 ↑ +960%
CIGNA HMO $1,607.54 ↑ +1027%
CIGNA PPO $1,607.54 ↑ +1027%
HORIZON SHP $1,631.75 ↑ +1044%
HORIZON HMO $1,640.32 ↑ +1050%
HORIZON INDEMNITY $1,658.31 ↑ +1062%
AMERIHEALTH REGIONAL HMO $1,663.18 ↑ +1066%
HORIZON PPO $1,681.00 ↑ +1078%
UNITED HEALTHCARE HMO $4,246.00 ↑ +2876%
UBH ALL PRODUCTS not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

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Emg 2 ext w-w/o paraspinal area 95861 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $142.67 $142.67 – $978.00
Hackensack University Medical Center Hackensack $151.80 $121.44 – $4,692.00
Ocean University Medical Center Brick $140.87 $104.00 – $872.00
JFK Johnson Rehabilitation Institute (JRI) Edison $142.80 $104.00 – $4,008.00
Palisades Medical Center North Bergen $151.80 $151.80 – $1,301.00
Raritan Bay Medical Center Perth Amboy $142.80 $142.80 – $1,225.00
Riverview Medical Center Red Bank $142.67 $142.67 – $992.00
Southern Ocean Medical Center Manahawkin $140.87 $140.87 – $1,041.00

All New-jersey hospitals for this procedure →