Test stress cardiovascular tracing only at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$344.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,057.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$337.35 with AETNA vs $2,001.87 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $337.35 ↓ -2%
WELLCARE MANAGED MEDICAID $344.68 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $344.68 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $344.68 ↑ +0%
VACCN ALL PRODUCTS $344.68 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $361.91 ↑ +5%
CLOVER MEDICARE ADVANTAGE $370.26 ↑ +7%
AETNA MEDICARE ADVANTAGE $375.70 ↑ +9%
SEOUL MEDICAL GROUP ALL PRODUCTS $384.66 ↑ +12%
UNITED HEALTHCARE DSNP $413.61 ↑ +20%
UNITED HEALTHCARE HMO $1,040.00 ↑ +202%
OXFORD ALL PRODUCTS $1,165.00 ↑ +238%
UNITED HEALTHCARE MANAGED MEDICAID $1,211.57 ↑ +252%
HORIZON MANAGED MEDICAID $1,252.51 ↑ +263%
HORIZON WORKERS COMP $1,326.77 ↑ +285%
HORIZON PIP $1,326.77 ↑ +285%
HORIZON OMNIA $1,404.73 ↑ +308%
BERGEN RISK ALL PRODUCTS $1,542.75 ↑ +348%
QUALCARE PPO $1,598.29 ↑ +364%
QUALCARE HMO $1,598.29 ↑ +364%
AETNA ASA $1,610.63 ↑ +367%
CIGNA BH $1,645.60 ↑ +377%
HORIZON SHP $1,717.80 ↑ +398%
HORIZON HMO $1,734.67 ↑ +403%
MULTIPLAN - PHCS ALL PRODUCTS $1,748.45 ↑ +407%
HORIZON INDEMNITY $1,759.56 ↑ +410%
AMERIHEALTH LOCAL HMO $1,767.37 ↑ +413%
HORIZON PPO $1,775.60 ↑ +415%
QUALCARE WORKERS COMP $1,810.16 ↑ +425%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,851.30 ↑ +437%
AETNA PPO $1,851.30 ↑ +437%
AETNA HMO $1,851.30 ↑ +437%
CIGNA PPO $1,967.11 ↑ +471%
CIGNA HMO $1,967.11 ↑ +471%
AMERIHEALTH REGIONAL HMO $2,001.87 ↑ +481%
KARNA MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Test stress cardiovascular tracing only at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $378.77 $19.82 – $680.64
Cooperman Barnabas Medical Center Livingston $421.89 $349.37 – $698.74
Community Medical Center Toms River $418.53 $340.32 – $677.24
Clara Maass Medical Center Belleville $407.54 $345.00 – $695.25
Newark Beth Israel Medical Center Newark $414.72 $20.40 – $698.74
Jersey City Medical Center Jersey City $419.34 $25.65 – $729.77
Monmouth Medical Center Long Branch $441.53 $344.68 – $685.91
Hackensack University Medical Center Hackensack $366.72 $68.51 – $2,842.00

All New-jersey hospitals for this procedure →