Test stress cardiovascular tracing only at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$366.72
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,057.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$68.51 with KARNA vs $2,842.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $68.51 | ↓ -81% |
| CLOVER | MEDICARE ADVANTAGE | $124.02 | ↓ -66% |
| AETNA | MANAGED MEDICAID | $172.94 | ↓ -53% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $197.05 | ↓ -46% |
| OPTUM HEALTH | MANAGED MEDICAID | $293.38 | ↓ -20% |
| HORIZON | MANAGED MEDICAID | $341.06 | ↓ -7% |
| AETNA | MEDICARE ADVANTAGE | $362.98 | ↓ -1% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $366.72 | ↑ +0% |
| VACCN | ALL PRODUCTS | $366.72 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $385.06 | ↑ +5% |
| HORIZON | OMNIA | $451.23 | ↑ +23% |
| AETNA | HMO | $469.43 | ↑ +28% |
| AETNA | PPO | $469.43 | ↑ +28% |
| AETNA | ASA | $469.43 | ↑ +28% |
| HORIZON | WORKERS COMP | $474.45 | ↑ +29% |
| INTERGROUP | ALL PRODUCTS | $482.30 | ↑ +32% |
| BERGEN RISK | ALL PRODUCTS | $516.75 | ↑ +41% |
| HORIZON | PIP | $516.75 | ↑ +41% |
| LHP HEALTH | ALL PRODUCTS | $544.31 | ↑ +48% |
| CIGNA | BH | $551.20 | ↑ +50% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $585.65 | ↑ +60% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $585.65 | ↑ +60% |
| CHN | ALL PRODUCTS | $585.65 | ↑ +60% |
| QUALCARE | WORKERS COMP | $607.70 | ↑ +66% |
| QUALCARE | HMO | $607.70 | ↑ +66% |
| QUALCARE | PPO | $607.70 | ↑ +66% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $620.10 | ↑ +69% |
| HORIZON | HMO | $656.20 | ↑ +79% |
| HORIZON | INDEMNITY | $659.58 | ↑ +80% |
| HORIZON | SHP | $663.78 | ↑ +81% |
| CIGNA | PPO | $666.61 | ↑ +82% |
| CIGNA | HMO | $666.61 | ↑ +82% |
| HORIZON | FEDERAL | $671.91 | ↑ +83% |
| HORIZON | PPO | $671.91 | ↑ +83% |
| AMERIHEALTH | REGIONAL HMO | $689.00 | ↑ +88% |
| AMERIHEALTH | LOCAL HMO | $689.00 | ↑ +88% |
| OXFORD | ALL PRODUCTS | $2,800.00 | ↑ +664% |
| UNITED HEALTHCARE | HMO | $2,842.00 | ↑ +675% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Test stress cardiovascular tracing only at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $378.77 | $19.82 – $680.64 |
| Cooperman Barnabas Medical Center | Livingston | $421.89 | $349.37 – $698.74 |
| Community Medical Center | Toms River | $418.53 | $340.32 – $677.24 |
| Clara Maass Medical Center | Belleville | $407.54 | $345.00 – $695.25 |
| Newark Beth Israel Medical Center | Newark | $414.72 | $20.40 – $698.74 |
| Jersey City Medical Center | Jersey City | $419.34 | $25.65 – $729.77 |
| Monmouth Medical Center | Long Branch | $441.53 | $344.68 – $685.91 |
| Bayshore Medical Center | Holmdel | $344.68 | $344.68 – $1,165.00 |