Test stress cardiovascular tracing only at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$407.54
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,049.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$261.04 with United Healthcare vs $1,955.97 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $261.04 | ↓ -36% |
| Fidelis Care | NJ Family Care | $265.96 | ↓ -35% |
| Aetna | Better Health | $285.83 | ↓ -30% |
| United Healthcare | Oxford Metro | $345.00 | ↓ -15% |
| Clover Health | Medicare Advantage | $349.37 | ↓ -14% |
| Humana | Medicare | $349.37 | ↓ -14% |
| Aetna | Medicare | $349.37 | ↓ -14% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $349.37 | ↓ -14% |
| Fidelis Care | Medicare Advantage | $349.37 | ↓ -14% |
| Wellpoint | Medicare Advantage | $349.37 | ↓ -14% |
| United Healthcare | Medicare | $356.36 | ↓ -13% |
| United Healthcare | Nexus | $395.00 | ↓ -3% |
| United Healthcare | Commercial | $465.00 | ↑ +14% |
| United Healthcare | Oxford Commercial | $465.00 | ↑ +14% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $501.84 | ↑ +23% |
| Emblem Health | Commercial | $611.40 | ↑ +50% |
| Wellcare | Ambetter Health Commercial | $695.25 | ↑ +71% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $862.01 | ↑ +112% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $1,070.80 | ↑ +163% |
| Cigna | Local Plus | $1,078.38 | ↑ +165% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $1,097.23 | ↑ +169% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $1,131.45 | ↑ +178% |
| Wellpoint | NJ Family Care | $1,167.93 | ↑ +187% |
| Aetna | HMO | $1,208.91 | ↑ +197% |
| Aetna | PPO | $1,208.91 | ↑ +197% |
| First Health | Commercial | $1,229.40 | ↑ +202% |
| Cigna | HMO | $1,370.37 | ↑ +236% |
| Cigna | PPO | $1,443.31 | ↑ +254% |
| Amerihealth | Local Value | $1,543.71 | ↑ +279% |
| Amerihealth | Regional Preferred | $1,543.71 | ↑ +279% |
| Qualcare Inc | HMO/POS | $1,573.63 | ↑ +286% |
| Qualcare Inc | PPO/WC | $1,678.13 | ↑ +312% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $1,798.40 | ↑ +341% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $1,955.97 | ↑ +380% |
Visitor-reported prices
Comments
Test stress cardiovascular tracing only at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $378.77 | $19.82 – $680.64 |
| Cooperman Barnabas Medical Center | Livingston | $421.89 | $349.37 – $698.74 |
| Community Medical Center | Toms River | $418.53 | $340.32 – $677.24 |
| Newark Beth Israel Medical Center | Newark | $414.72 | $20.40 – $698.74 |
| Jersey City Medical Center | Jersey City | $419.34 | $25.65 – $729.77 |
| Monmouth Medical Center | Long Branch | $441.53 | $344.68 – $685.91 |
| Bayshore Medical Center | Holmdel | $344.68 | $344.68 – $1,165.00 |
| Hackensack University Medical Center | Hackensack | $366.72 | $68.51 – $2,842.00 |