Ortho hnd/fngr without jnt cstm w/fit&adj at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$369.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.66 with CLOVER vs $318.52 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $0.66 —
AETNA MEDICARE ADVANTAGE $66.79 —
AMERIHEALTH LOCAL HMO $107.34 —
AMERIHEALTH REGIONAL HMO $117.42 —
AETNA MANAGED MEDICAID $180.81 —
CIGNA PPO $182.66 —
CIGNA HMO $182.66 —
SEOUL MEDICAL GROUP ALL PRODUCTS $184.50 —
QUALCARE WORKERS COMP $190.04 —
BRIGHTON HEALTH PLAN ALL PRODUCTS $195.57 —
UNITED HEALTHCARE MANAGED MEDICAID $217.34 —
BERGEN RISK ALL PRODUCTS $221.40 —
WELLCARE MANAGED MEDICAID $229.35 —
HORIZON PIP $238.01 —
HORIZON WORKERS COMP $238.01 —
HORIZON OMNIA $251.99 —
AETNA ASA $288.93 —
CIGNA BH $295.20 —
HORIZON SHP $308.15 —
HORIZON HMO $311.18 —
MULTIPLAN - PHCS ALL PRODUCTS $313.65 —
HORIZON INDEMNITY $315.64 —
HORIZON PPO $318.52 —
AMERIGROUP MANAGED MEDICAID not published by hospital —
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital —
UNITED HEALTHCARE DSNP not published by hospital —
UNITED HEALTHCARE HMO not published by hospital —
AETNA PPO not published by hospital —
VACCN ALL PRODUCTS not published by hospital —
AETNA HMO not published by hospital —
HORIZON MANAGED MEDICAID not published by hospital —
WELLCARE MEDICARE ADVANTAGE not published by hospital —
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital —
KARNA MEDICARE ADVANTAGE not published by hospital —
OXFORD ALL PRODUCTS not published by hospital —
QUALCARE HMO not published by hospital —
QUALCARE PPO not published by hospital —

Visitor-reported prices

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Ortho hnd/fngr without jnt cstm w/fit&adj at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $120.01 $172.43 – $576.82
Cooperman Barnabas Medical Center Livingston $96.77 $289.86 – $579.72
Community Medical Center Toms River $94.72 $289.86 – $576.82
Clara Maass Medical Center Belleville $90.83 $289.86 – $576.82
Newark Beth Israel Medical Center Newark $95.13 $177.50 – $576.82
Jersey City Medical Center Jersey City $94.90 $223.15 – $576.82
Monmouth Medical Center Long Branch $99.92 $289.86 – $576.82
Robert Wood Johnson University Hospital Hamilton Hamilton Township $104.79 $289.86 – $576.82

All New-jersey hospitals for this procedure →