Ortho hnd/fngr without jnt cstm w/fit&adj at Newark Beth Israel Medical Center

201 Lyons Ave, Newark, NJ · RWJBarnabas Health · · NPI 1215027966

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$95.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$456.71

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$103.71 with United Healthcare vs $576.82 with Wellcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $103.71 ↑ +9%
Aetna Better Health $113.62 ↑ +19%
Fidelis Care NJ Family Care $118.56 ↑ +25%
United Healthcare Commercial $182.68 ↑ +92%
United Healthcare Oxford Commercial $182.68 ↑ +92%
United Healthcare Oxford Metro $182.68 ↑ +92%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $182.68 ↑ +92%
Horizon Blue Cross Blue Shield of New Jersey Omnia $182.68 ↑ +92%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $182.68 ↑ +92%
Cigna Local Plus $182.68 ↑ +92%
United Healthcare Nexus $182.68 ↑ +92%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $182.68 ↑ +92%
Cigna HMO $182.68 ↑ +92%
Horizon Blue Cross Blue Shield of New Jersey PIP $182.68 ↑ +92%
Horizon Blue Cross Blue Shield of New Jersey Managed $182.68 ↑ +92%
Cigna PPO $182.68 ↑ +92%
Aetna HMO $210.08 ↑ +121%
Aetna PPO $210.08 ↑ +121%
Qualcare Inc PPO/WC $228.35 ↑ +140%
Amerihealth Local Value $228.35 ↑ +140%
Amerihealth Regional Preferred $228.35 ↑ +140%
Wellpoint NJ Family Care $228.35 ↑ +140%
Emblem Health Commercial $228.35 ↑ +140%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $228.35 ↑ +140%
Qualcare Inc HMO/POS $228.35 ↑ +140%
First Health Commercial $274.02 ↑ +188%
Wellpoint Medicare Advantage $289.86 ↑ +205%
Clover Health Medicare Advantage $289.86 ↑ +205%
Fidelis Care Medicare Advantage $289.86 ↑ +205%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $289.86 ↑ +205%
Aetna Medicare $289.86 ↑ +205%
Humana Medicare $289.86 ↑ +205%
United Healthcare Medicare $295.66 ↑ +211%
Wellcare Ambetter Health Commercial $576.82 ↑ +506%

Visitor-reported prices

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Ortho hnd/fngr without jnt cstm w/fit&adj at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $120.01 $172.43 – $576.82
Cooperman Barnabas Medical Center Livingston $96.77 $289.86 – $579.72
Community Medical Center Toms River $94.72 $289.86 – $576.82
Clara Maass Medical Center Belleville $90.83 $289.86 – $576.82
Jersey City Medical Center Jersey City $94.90 $223.15 – $576.82
Monmouth Medical Center Long Branch $99.92 $289.86 – $576.82
Robert Wood Johnson University Hospital Hamilton Hamilton Township $104.79 $289.86 – $576.82
Monmouth Medical Center Southern Campus Lakewood $108.55 $289.86 – $576.82

All New-jersey hospitals for this procedure →