Ortho hnd/fngr without jnt cstm w/fit&adj at Cooperman Barnabas Medical Center
94 Old Short Hills Rd, Livingston, NJ · RWJBarnabas Health · · NPI 1396857488
$96.77
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$456.71
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$72.29 with United Healthcare vs $579.72 with Emblem Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $72.29 | ↓ -25% |
| Fidelis Care | NJ Family Care | $73.71 | ↓ -24% |
| Aetna | Better Health | $79.19 | ↓ -18% |
| United Healthcare | Commercial | $182.68 | ↑ +89% |
| United Healthcare | Oxford Commercial | $182.68 | ↑ +89% |
| United Healthcare | Oxford Metro | $182.68 | ↑ +89% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $182.68 | ↑ +89% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $182.68 | ↑ +89% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $182.68 | ↑ +89% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $182.68 | ↑ +89% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $182.68 | ↑ +89% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $182.68 | ↑ +89% |
| Cigna | HMO | $182.68 | ↑ +89% |
| United Healthcare | Nexus | $182.68 | ↑ +89% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $182.68 | ↑ +89% |
| Cigna | PPO | $182.68 | ↑ +89% |
| Aetna | HMO | $210.08 | ↑ +117% |
| Aetna | PPO | $210.08 | ↑ +117% |
| Qualcare Inc | PPO/WC | $228.35 | ↑ +136% |
| Amerihealth | Local Value | $228.35 | ↑ +136% |
| Amerihealth | Regional Preferred | $228.35 | ↑ +136% |
| Wellpoint | NJ Family Care | $228.35 | ↑ +136% |
| Qualcare Inc | HMO/POS | $228.35 | ↑ +136% |
| First Health | Commercial | $274.02 | ↑ +183% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $289.86 | ↑ +200% |
| Clover Health | Medicare Advantage | $289.86 | ↑ +200% |
| Wellpoint | Medicare Advantage | $289.86 | ↑ +200% |
| Aetna | Medicare | $289.86 | ↑ +200% |
| Fidelis Care | Medicare Advantage | $289.86 | ↑ +200% |
| Humana | Medicare | $289.86 | ↑ +200% |
| United Healthcare | Medicare | $295.66 | ↑ +206% |
| Wellcare | Ambetter Health Commercial | $576.82 | ↑ +496% |
| Emblem Health | Commercial | $579.72 | ↑ +499% |
Visitor-reported prices
Comments
Ortho hnd/fngr without jnt cstm w/fit&adj at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $120.01 | $172.43 – $576.82 |
| Community Medical Center | Toms River | $94.72 | $289.86 – $576.82 |
| Clara Maass Medical Center | Belleville | $90.83 | $289.86 – $576.82 |
| Newark Beth Israel Medical Center | Newark | $95.13 | $177.50 – $576.82 |
| Jersey City Medical Center | Jersey City | $94.90 | $223.15 – $576.82 |
| Monmouth Medical Center | Long Branch | $99.92 | $289.86 – $576.82 |
| Robert Wood Johnson University Hospital Hamilton | Hamilton Township | $104.79 | $289.86 – $576.82 |
| Monmouth Medical Center Southern Campus | Lakewood | $108.55 | $289.86 – $576.82 |