Bld prd mix at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$189.67

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$188.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.19 with UNITED HEALTHCARE vs $306.15 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $26.19 ↓ -86%
AETNA MANAGED MEDICAID $30.83 ↓ -84%
SEOUL MEDICAL GROUP ALL PRODUCTS $35.16 ↓ -81%
QUALCARE HMO $93.25 ↓ -51%
HORIZON MANAGED MEDICAID $114.47 ↓ -40%
HORIZON PIP $121.26 ↓ -36%
HORIZON WORKERS COMP $121.26 ↓ -36%
HORIZON OMNIA $128.39 ↓ -32%
AETNA PPO $129.34 ↓ -32%
AETNA HMO $129.34 ↓ -32%
BERGEN RISK ALL PRODUCTS $141.00 ↓ -26%
QUALCARE PPO $146.08 ↓ -23%
AETNA ASA $147.20 ↓ -22%
CIGNA BH $150.40 ↓ -21%
BRIGHTON HEALTH PLAN ALL PRODUCTS $150.40 ↓ -21%
HORIZON SHP $157.00 ↓ -17%
HORIZON HMO $158.54 ↓ -16%
MULTIPLAN - PHCS ALL PRODUCTS $159.80 ↓ -16%
HORIZON INDEMNITY $160.82 ↓ -15%
AMERIHEALTH LOCAL HMO $161.53 ↓ -15%
HORIZON PPO $162.28 ↓ -14%
QUALCARE WORKERS COMP $165.44 ↓ -13%
CIGNA HMO $179.78 ↓ -5%
CIGNA PPO $179.78 ↓ -5%
AMERIHEALTH REGIONAL HMO $182.96 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $189.67 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $189.67 ↑ +0%
WELLCARE MANAGED MEDICAID $189.67 ↑ +0%
VACCN ALL PRODUCTS $189.67 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $199.16 ↑ +5%
AETNA MEDICARE ADVANTAGE $206.74 ↑ +9%
UNITED HEALTHCARE DSNP $227.61 ↑ +20%
OXFORD ALL PRODUCTS $306.15 ↑ +61%
UNITED HEALTHCARE HMO $306.15 ↑ +61%
AMERIGROUP MANAGED MEDICAID not published by hospital
CLOVER MEDICARE ADVANTAGE not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Bld prd mix at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $201.80 $44.60 – $271.93
Ocean University Medical Center Brick $187.28 $26.19 – $266.30
JFK Johnson Rehabilitation Institute (JRI) Edison $189.84 $27.50 – $325.17
Jersey Shore University Medical Center Neptune City $189.67 $26.19 – $266.30
Palisades Medical Center North Bergen $201.80 $49.20 – $629.14
Raritan Bay Medical Center Perth Amboy $189.84 $26.19 – $306.15
Riverview Medical Center Red Bank $189.67 $26.19 – $306.15
Southern Ocean Medical Center Manahawkin $187.28 $26.19 – $266.30

All New-jersey hospitals for this procedure →