Bld prd mix at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$201.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$188.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$44.60 with HORIZON vs $271.93 with KARNA — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $44.60 | ↓ -78% |
| AETNA | MANAGED MEDICAID | $47.19 | ↓ -77% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $53.77 | ↓ -73% |
| OXFORD | ALL PRODUCTS | $94.00 | ↓ -53% |
| UNITED HEALTHCARE | HMO | $106.22 | ↓ -47% |
| HORIZON | OMNIA | $123.12 | ↓ -39% |
| HORIZON | WORKERS COMP | $129.46 | ↓ -36% |
| INTERGROUP | ALL PRODUCTS | $131.60 | ↓ -35% |
| BERGEN RISK | ALL PRODUCTS | $141.00 | ↓ -30% |
| HORIZON | PIP | $141.00 | ↓ -30% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $148.52 | ↓ -26% |
| LHP HEALTH | ALL PRODUCTS | $148.52 | ↓ -26% |
| CIGNA | BH | $150.40 | ↓ -25% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $159.80 | ↓ -21% |
| CHN | ALL PRODUCTS | $159.80 | ↓ -21% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $159.80 | ↓ -21% |
| OPTUM HEALTH | MANAGED MEDICAID | $161.44 | ↓ -20% |
| QUALCARE | HMO | $165.82 | ↓ -18% |
| QUALCARE | PPO | $165.82 | ↓ -18% |
| QUALCARE | WORKERS COMP | $165.82 | ↓ -18% |
| AETNA | HMO | $178.98 | ↓ -11% |
| AETNA | ASA | $178.98 | ↓ -11% |
| AETNA | PPO | $178.98 | ↓ -11% |
| HORIZON | HMO | $179.05 | ↓ -11% |
| HORIZON | INDEMNITY | $179.97 | ↓ -11% |
| HORIZON | SHP | $181.12 | ↓ -10% |
| CIGNA | PPO | $181.89 | ↓ -10% |
| CIGNA | HMO | $181.89 | ↓ -10% |
| HORIZON | FEDERAL | $183.34 | ↓ -9% |
| HORIZON | PPO | $183.34 | ↓ -9% |
| AMERIHEALTH | REGIONAL HMO | $188.00 | ↓ -7% |
| AMERIHEALTH | LOCAL HMO | $188.00 | ↓ -7% |
| AETNA | MEDICARE ADVANTAGE | $197.52 | ↓ -2% |
| HORIZON | MEDICARE ADVANTAGE | $201.80 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $201.80 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $201.80 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $201.80 | ↑ +0% |
| VACCN | ALL PRODUCTS | $201.80 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $201.80 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $211.89 | ↑ +5% |
| KARNA | MEDICARE ADVANTAGE | $271.93 | ↑ +35% |
| CLOVER | MEDICARE ADVANTAGE | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Bld prd mix at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $189.67 | $26.19 – $306.15 |
| Ocean University Medical Center | Brick | $187.28 | $26.19 – $266.30 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $189.84 | $27.50 – $325.17 |
| Jersey Shore University Medical Center | Neptune City | $189.67 | $26.19 – $266.30 |
| Palisades Medical Center | North Bergen | $201.80 | $49.20 – $629.14 |
| Raritan Bay Medical Center | Perth Amboy | $189.84 | $26.19 – $306.15 |
| Riverview Medical Center | Red Bank | $189.67 | $26.19 – $306.15 |
| Southern Ocean Medical Center | Manahawkin | $187.28 | $26.19 – $266.30 |