Bld prd mix at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$187.28

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$188.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.19 with UNITED HEALTHCARE vs $306.15 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $26.19 ↓ -86%
AETNA MANAGED MEDICAID $26.70 ↓ -86%
HORIZON MANAGED MEDICAID $35.81 ↓ -81%
SEOUL MEDICAL GROUP ALL PRODUCTS $36.47 ↓ -81%
QUALCARE HMO $93.25 ↓ -50%
OXFORD ALL PRODUCTS $101.71 ↓ -46%
HORIZON OMNIA $122.46 ↓ -35%
AETNA PPO $129.34 ↓ -31%
AETNA HMO $129.34 ↓ -31%
ACTIVECARE FIRST MCO ALL PRODUCTS $131.60 ↓ -30%
INTERGROUP SHARED SAVINGS $131.60 ↓ -30%
INTERGROUP WORKERS COMP $131.60 ↓ -30%
HORIZON WORKERS COMP $134.76 ↓ -28%
BERGEN RISK ALL PRODUCTS $141.00 ↓ -25%
HORIZON PIP $145.32 ↓ -22%
QUALCARE PPO $145.32 ↓ -22%
QUALCARE WORKERS COMP $145.32 ↓ -22%
HORIZON SHP $146.58 ↓ -22%
AETNA ASA $147.20 ↓ -21%
PRIME HEALTH AUTO INSURANCE $150.40 ↓ -20%
PRIME HEALTH WORKERS COMP $150.40 ↓ -20%
BRIGHTON HEALTH PLAN ALL PRODUCTS $150.40 ↓ -20%
HORIZON HMO $151.25 ↓ -19%
HORIZON INDEMNITY $153.03 ↓ -18%
HORIZON PPO $155.21 ↓ -17%
MULTIPLAN - PHCS ALL PRODUCTS $159.80 ↓ -15%
AMERIHEALTH LOCAL HMO $161.53 ↓ -14%
WELLCARE MEDICARE ADVANTAGE $171.36 ↓ -9%
HORIZON MEDICARE ADVANTAGE $171.36 ↓ -9%
AMERIGROUP MEDICARE ADVANTAGE $171.36 ↓ -9%
AETNA MEDICARE ADVANTAGE $171.36 ↓ -9%
VACCN ALL PRODUCTS $171.36 ↓ -9%
WELLCARE MANAGED MEDICAID $171.36 ↓ -9%
CIGNA PPO $179.78 ↓ -4%
CIGNA HMO $179.78 ↓ -4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $179.93 ↓ -4%
AMERIHEALTH REGIONAL HMO $182.96 ↓ -2%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $187.28 ↑ +0%
UNITED HEALTHCARE DSNP $224.73 ↑ +20%
KARNA MEDICARE ADVANTAGE $266.30 ↑ +42%
UNITED HEALTHCARE HMO $306.15 ↑ +63%
CLOVER MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Bld prd mix at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $189.67 $26.19 – $306.15
Hackensack University Medical Center Hackensack $201.80 $44.60 – $271.93
JFK Johnson Rehabilitation Institute (JRI) Edison $189.84 $27.50 – $325.17
Jersey Shore University Medical Center Neptune City $189.67 $26.19 – $266.30
Palisades Medical Center North Bergen $201.80 $49.20 – $629.14
Raritan Bay Medical Center Perth Amboy $189.84 $26.19 – $306.15
Riverview Medical Center Red Bank $189.67 $26.19 – $306.15
Southern Ocean Medical Center Manahawkin $187.28 $26.19 – $266.30

All New-jersey hospitals for this procedure →