Psychotherapy patient individual therapy 45 minutes at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$189.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$457.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$82.26 with CLOVER vs $457.00 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CLOVER | MEDICARE ADVANTAGE | $82.26 | ↓ -57% |
| AETNA | MANAGED MEDICAID | $114.71 | ↓ -39% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $130.70 | ↓ -31% |
| KARNA | MEDICARE ADVANTAGE | $151.07 | ↓ -20% |
| OPTUM HEALTH | MANAGED MEDICAID | $151.37 | ↓ -20% |
| AETNA | MEDICARE ADVANTAGE | $184.38 | ↓ -3% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $189.21 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $189.21 | ↑ +0% |
| VACCN | ALL PRODUCTS | $189.21 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $189.21 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $189.21 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $189.21 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $198.68 | ↑ +5% |
| HORIZON | MANAGED MEDICAID | $226.22 | ↑ +20% |
| HORIZON | OMNIA | $299.29 | ↑ +58% |
| HORIZON | WORKERS COMP | $314.69 | ↑ +66% |
| INTERGROUP | ALL PRODUCTS | $319.90 | ↑ +69% |
| QUALCARE | WORKERS COMP | $329.00 | ↑ +74% |
| QUALCARE | PPO | $329.00 | ↑ +74% |
| QUALCARE | HMO | $329.00 | ↑ +74% |
| UNITED HEALTHCARE | HMO | $329.77 | ↑ +74% |
| OXFORD | ALL PRODUCTS | $335.76 | ↑ +77% |
| HORIZON | PIP | $342.75 | ↑ +81% |
| BERGEN RISK | ALL PRODUCTS | $342.75 | ↑ +81% |
| LHP HEALTH | ALL PRODUCTS | $361.03 | ↑ +91% |
| CIGNA | BH | $365.60 | ↑ +93% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $388.45 | ↑ +105% |
| CHN | ALL PRODUCTS | $388.45 | ↑ +105% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $388.45 | ↑ +105% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $411.30 | ↑ +117% |
| AETNA | ASA | $435.06 | ↑ +130% |
| AETNA | PPO | $435.06 | ↑ +130% |
| AETNA | HMO | $435.06 | ↑ +130% |
| HORIZON | HMO | $435.25 | ↑ +130% |
| HORIZON | INDEMNITY | $437.49 | ↑ +131% |
| HORIZON | SHP | $440.27 | ↑ +133% |
| CIGNA | PPO | $442.15 | ↑ +134% |
| CIGNA | HMO | $442.15 | ↑ +134% |
| HORIZON | PPO | $445.67 | ↑ +136% |
| HORIZON | FEDERAL | $445.67 | ↑ +136% |
| AMERIHEALTH | REGIONAL HMO | $457.00 | ↑ +142% |
| AMERIHEALTH | LOCAL HMO | $457.00 | ↑ +142% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Psychotherapy patient individual therapy 45 minutes at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $215.60 | $75.03 – $392.00 |
| Trinitas Regional Medical Center | Elizabeth | $97.22 | $100.17 – $351.18 |
| Saint Barnabas Behavioral Health Center | Toms River | $146.36 | $97.62 – $175.59 |
| Cooperman Barnabas Medical Center | Livingston | $109.76 | $100.17 – $360.52 |
| Clara Maass Medical Center | Belleville | $103.03 | $100.17 – $358.72 |
| Childrens Specialized Hospital | Mountainside | $162.50 | $192.00 – $195.00 |
| Newark Beth Israel Medical Center | Newark | $107.89 | $100.17 – $360.52 |
| Jersey City Medical Center | Jersey City | $107.64 | $100.17 – $376.53 |