Obtaining screen pap smear at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$28.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$74.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13.32 with CLOVER vs $74.00 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CLOVER | MEDICARE ADVANTAGE | $13.32 | ↓ -54% |
| AETNA | MANAGED MEDICAID | $18.57 | ↓ -36% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $21.16 | ↓ -27% |
| OPTUM HEALTH | MANAGED MEDICAID | $23.07 | ↓ -20% |
| WELLCARE | MANAGED MEDICAID | $28.84 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $28.84 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $28.84 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $28.84 | ↑ +0% |
| VACCN | ALL PRODUCTS | $28.84 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $28.84 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $30.28 | ↑ +5% |
| KARNA | MEDICARE ADVANTAGE | $32.13 | ↑ +11% |
| AETNA | MEDICARE ADVANTAGE | $34.43 | ↑ +19% |
| HORIZON | MANAGED MEDICAID | $36.63 | ↑ +27% |
| HORIZON | OMNIA | $48.46 | ↑ +68% |
| HORIZON | WORKERS COMP | $50.96 | ↑ +77% |
| INTERGROUP | ALL PRODUCTS | $51.80 | ↑ +80% |
| BERGEN RISK | ALL PRODUCTS | $55.50 | ↑ +92% |
| HORIZON | PIP | $55.50 | ↑ +92% |
| UNITED HEALTHCARE | HMO | $56.98 | ↑ +98% |
| LHP HEALTH | ALL PRODUCTS | $58.46 | ↑ +103% |
| CIGNA | BH | $59.20 | ↑ +105% |
| AETNA | ASA | $62.71 | ↑ +117% |
| AETNA | PPO | $62.71 | ↑ +117% |
| AETNA | HMO | $62.71 | ↑ +117% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $62.90 | ↑ +118% |
| CHN | ALL PRODUCTS | $62.90 | ↑ +118% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $62.90 | ↑ +118% |
| QUALCARE | HMO | $65.27 | ↑ +126% |
| QUALCARE | PPO | $65.27 | ↑ +126% |
| QUALCARE | WORKERS COMP | $65.27 | ↑ +126% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $66.60 | ↑ +131% |
| HORIZON | HMO | $70.48 | ↑ +144% |
| HORIZON | INDEMNITY | $70.84 | ↑ +146% |
| HORIZON | SHP | $71.29 | ↑ +147% |
| CIGNA | HMO | $71.60 | ↑ +148% |
| CIGNA | PPO | $71.60 | ↑ +148% |
| HORIZON | FEDERAL | $72.16 | ↑ +150% |
| HORIZON | PPO | $72.16 | ↑ +150% |
| AMERIHEALTH | REGIONAL HMO | $74.00 | ↑ +157% |
| AMERIHEALTH | LOCAL HMO | $74.00 | ↑ +157% |
| OXFORD | ALL PRODUCTS | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Obtaining screen pap smear at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $37.54 | $11.73 – $53.52 |
| Newark Beth Israel Medical Center | Newark | $33.95 | $11.73 – $54.96 |
| Jersey City Medical Center | Jersey City | $48.41 | $11.73 – $57.39 |
| Bayshore Medical Center | Holmdel | $27.11 | $27.11 – $50.64 |
| Ocean University Medical Center | Brick | $26.76 | $24.49 – $50.64 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $27.13 | $24.49 – $53.78 |
| Jersey Shore University Medical Center | Neptune City | $27.11 | $27.11 – $55.14 |
| Palisades Medical Center | North Bergen | $28.84 | $28.84 – $104.07 |