Obtaining screen pap smear at Newark Beth Israel Medical Center

201 Lyons Ave, Newark, NJ · RWJBarnabas Health · · NPI 1215027966

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$33.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$163.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.73 with United Healthcare vs $152.12 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Oxford Metro $11.73 ↓ -65%
United Healthcare Nexus $11.73 ↓ -65%
Amerihealth Local Value $11.93 ↓ -65%
Amerihealth Regional Preferred $11.93 ↓ -65%
United Healthcare Commercial $12.64 ↓ -63%
United Healthcare Oxford Commercial $12.64 ↓ -63%
Aetna PPO $22.88 ↓ -33%
Aetna HMO $22.88 ↓ -33%
Clover Health Medicare Advantage $27.48 ↓ -19%
Humana Medicare $27.48 ↓ -19%
Aetna Medicare $27.48 ↓ -19%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $27.48 ↓ -19%
Wellpoint Medicare Advantage $27.48 ↓ -19%
Fidelis Care Medicare Advantage $27.48 ↓ -19%
United Healthcare Medicare $28.03 ↓ -17%
United Healthcare Community Plan $33.43 ↓ -2%
Aetna Better Health $40.55 ↑ +19%
Fidelis Care NJ Family Care $42.31 ↑ +25%
Wellcare Ambetter Health Commercial $54.69 ↑ +61%
Emblem Health Commercial $54.96 ↑ +62%
Horizon Blue Cross Blue Shield of New Jersey Omnia $84.95 ↑ +150%
Cigna Local Plus $93.98 ↑ +177%
First Health Commercial $97.80 ↑ +188%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $105.80 ↑ +212%
Horizon Blue Cross Blue Shield of New Jersey Managed $112.66 ↑ +232%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $113.72 ↑ +235%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $114.38 ↑ +237%
Cigna HMO $119.43 ↑ +252%
Qualcare Inc HMO/POS $125.18 ↑ +269%
Cigna PPO $125.78 ↑ +270%
Qualcare Inc PPO/WC $133.49 ↑ +293%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $138.55 ↑ +308%
Horizon Blue Cross Blue Shield of New Jersey PIP $152.12 ↑ +348%
Wellpoint NJ Family Care not published by hospital

Visitor-reported prices

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Obtaining screen pap smear at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $37.54 $11.73 – $53.52
Jersey City Medical Center Jersey City $48.41 $11.73 – $57.39
JFK Johnson Rehabilitation Institute (JRI) Edison $27.13 $24.49 – $53.78
Jersey Shore University Medical Center Neptune City $27.11 $27.11 – $55.14
Palisades Medical Center North Bergen $28.84 $28.84 – $104.07
Raritan Bay Medical Center Perth Amboy $27.13 $27.13 – $95.00
Riverview Medical Center Red Bank $27.11 $27.11 – $50.64
Southern Ocean Medical Center Manahawkin $26.76 $26.76 – $50.64

All New-jersey hospitals for this procedure →