Obtaining screen pap smear at Trinitas Regional Medical Center

225 Williamson St, Elizabeth, NJ · RWJBarnabas Health · · NPI 1770583999

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$37.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$200.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.73 with United Healthcare vs $169.20 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Oxford Metro $11.73 ↓ -69%
United Healthcare Nexus $11.73 ↓ -69%
United Healthcare Oxford Commercial $12.64 ↓ -66%
United Healthcare Commercial $12.64 ↓ -66%
Amerihealth Regional Preferred $18.78 ↓ -50%
Amerihealth Local Value $18.78 ↓ -50%
Wellpoint Medicare Advantage $26.76 ↓ -29%
Humana Medicare $26.76 ↓ -29%
Aetna Medicare $26.76 ↓ -29%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $26.76 ↓ -29%
Fidelis Care Medicare Advantage $26.76 ↓ -29%
Clover Health Medicare Advantage $26.76 ↓ -29%
United Healthcare Medicare $27.30 ↓ -27%
United Healthcare Community Plan $30.04 ↓ -20%
Wellpoint NJ Family Care $32.48 ↓ -13%
Aetna Better Health $32.90 ↓ -12%
Wellcare Ambetter Health Commercial $53.25 ↑ +42%
Emblem Health Commercial $53.52 ↑ +43%
Qualcare Inc HMO/POS/PPO/WC $60.00 ↑ +60%
Horizon Blue Cross Blue Shield of New Jersey Omnia $67.14 ↑ +79%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $99.18 ↑ +164%
Horizon Blue Cross Blue Shield of New Jersey Managed $105.76 ↑ +182%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $110.70 ↑ +195%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $111.98 ↑ +198%
First Health Commercial $120.00 ↑ +220%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $127.54 ↑ +240%
Horizon Blue Cross Blue Shield of New Jersey PIP $127.54 ↑ +240%
Cigna HMO $146.54 ↑ +290%
Cigna PPO $154.34 ↑ +311%
Aetna HMO $169.20 ↑ +351%
Aetna PPO $169.20 ↑ +351%

Visitor-reported prices

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Obtaining screen pap smear at other New-jersey hospitals

Hospital City Cash price Negotiated range
Newark Beth Israel Medical Center Newark $33.95 $11.73 – $54.96
Jersey City Medical Center Jersey City $48.41 $11.73 – $57.39
JFK Johnson Rehabilitation Institute (JRI) Edison $27.13 $24.49 – $53.78
Jersey Shore University Medical Center Neptune City $27.11 $27.11 – $55.14
Palisades Medical Center North Bergen $28.84 $28.84 – $104.07
Raritan Bay Medical Center Perth Amboy $27.13 $27.13 – $95.00
Riverview Medical Center Red Bank $27.11 $27.11 – $50.64
Southern Ocean Medical Center Manahawkin $26.76 $26.76 – $50.64

All New-jersey hospitals for this procedure →