Observation per hour at Trinitas Regional Medical Center

225 Williamson St, Elizabeth, NJ · RWJBarnabas Health · · NPI 1770583999

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$281.55

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,500.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.06 with United Healthcare vs $9,368.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $45.06 ↓ -84%
Aetna Better Health $49.35 ↓ -82%
Horizon Blue Cross Blue Shield of New Jersey Omnia $163.98 ↓ -42%
First Health Commercial $180.00 ↓ -36%
Horizon Blue Cross Blue Shield of New Jersey PIP $191.31 ↓ -32%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $191.31 ↓ -32%
Horizon Blue Cross Blue Shield of New Jersey Managed $258.36 ↓ -8%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $270.42 ↓ -4%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $273.54 ↓ -3%
Qualcare Inc HMO/POS/PPO/WC $800.95 ↑ +184%
Wellpoint NJ Family Care $1,136.00 ↑ +303%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $1,917.84 ↑ +581%
Amerihealth Local Value $2,024.00 ↑ +619%
Amerihealth Regional Preferred $2,024.00 ↑ +619%
Aetna HMO $4,135.00 ↑ +1369%
Aetna PPO $4,135.00 ↑ +1369%
Emblem Health Commercial $5,835.00 ↑ +1972%
United Healthcare Oxford Metro $7,078.00 ↑ +2414%
United Healthcare Nexus $7,963.00 ↑ +2728%
Cigna HMO $8,116.00 ↑ +2783%
United Healthcare Oxford Commercial $8,327.00 ↑ +2858%
Cigna PPO $8,548.00 ↑ +2936%
United Healthcare Commercial $9,368.00 ↑ +3227%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Observation per hour at other New-jersey hospitals

Hospital City Cash price Negotiated range
Newark Beth Israel Medical Center Newark $62.49 $6,387.00 – $6,387.00
Jersey City Medical Center Jersey City $62.34 $5,761.00 – $5,761.00
Monmouth Medical Center Long Branch $65.64 $7,121.00 – $7,121.00
Robert Wood Johnson University Hospital Hamilton Hamilton Township $49.17 $250.00 – $8,271.00
Monmouth Medical Center Southern Campus Lakewood $71.31 $6,483.00 – $6,483.00
Robert Wood Johnson University Hospital New Brunswick $63.99 $10,534.00 – $10,534.00
Robert Wood Johnson University Hospital Rahway Rahway $38.70 $5,064.00 – $5,064.00
JFK Johnson Rehabilitation Institute (JRI) Edison not published $5,179.00 – $5,179.00

All New-jersey hospitals for this procedure →